Luebke Baker & Associates I rcvd a letter claiming I owed $829.10 for magazines I subscibed for back in 2003. $829.10 for magazines!! I NEVER !! I noticed it may be a scam when I looked closer to notice BOTH my address and name were incorrect. Then when I asked the CS rep for a list of magazines in question, all of a sudden, that info was not able to be retreived. They were just collecting on this debt Peoria Illinois

I worked for this company a few years ago, back in 2001. This person is right!!! As an employee, you are encouraged to come up with a creative name for yourself too. One guy was calling himself Xavier Money. They also encourage you to be slightly mean, with out getting hung-up on. One example; when I was coming up short on "Promised Payments" they told me to reply to someone who claimed to have no income: "If that's the case, then how do you afford your phone?"

Another incentive to get people to pay the company is they give you (if I remember right) 10-50% of whatever poeple where paying. As long as you were the one to get them to pay. It was almost like stealing money. I couldn't do that, so I quit within the week.

I am so sorry for anyone who has had to deal with this company. I do know for a fact that what ever they tell you, it will NOT affect your credit score. As a matter of fact, they aren't even allowed to tell you that.