MARIE & LEO MACIOLEK - CONSECO SENIOR HEALTH INSURANCE - LONG TERM IN HOME CARE CONSECO SENIOR HEALTH INSURANCE, BANKERS LIFE & CASUALTY, CAPITOL AMERICAN LIFE INSURANCE, FRONTIER NATIONAL INSURANCE COMPANY & OHIO NATIONAL INSURANCE COMPANY CONSECO HEALTH INSURANCE IS A RIP OFF COMPANY THEY HAVE NO REGARDS TO PEOPLE'S LIFE THEY PAY NOTHING IN A TIMELY MANNER & THEIR CUSTOMER SERVICE DEPARTMENT WHEN TRYING TO REACH SOMEONE IS HORRIBLE THE Internet, Internet

Number of Articles Found: 37

1. Conseco Finalizes $11M Settlement With States

Wednesday, Jun 30, 2010

Conseco Life Insurance Co. has finalized an agreement with a number of state insurance regulators to settle allegations that the company misled customers about the terms of its Lifetrend life insurance products, agreeing to establish a $10 million fund for policyholders and pay $1 million to regulators.

4. Conseco Wants Union's Securities Class Suit Tossed

Monday, Mar 15, 2010

Conseco Inc. has asked a judge to throw out a union pension fund's proposed securities class action over a restatement of several years' financial results, saying the restatement had barely any effect on the company's stock price.

9. Policyholder Asks For Class Cert. In Suit V. Conseco

Wednesday, Oct 07, 2009

A 78-year-old retired professor has moved for class certification in a suit accusing Conseco Life Insurance Co. of neglecting to inform customers that their policies were underfunded before demanding that they pay more money or lose their benefits.

12. Most Of Conseco Class Action Survives Bid To Toss

Friday, Jul 31, 2009

A federal court has refused to dismiss most of a putative class action against Conseco Life Insurance Co. alleging the insurer knowingly underfunded life insurance policies and failed to inform policyholders about a calculation error for nearly three years.

29. Conseco, Former CEO Settle Suit Over Loans

Wednesday, Dec 06, 2006

A protracted dispute between insurer Conseco Inc. and former chief executive Stephen C. Hilbert over unpaid loans was settled Wednesday, two months after the U.S. Supreme Court refused Hilberts appeal.

30. Supreme Court Refuses To Hear Conseco Appeal

Tuesday, Oct 03, 2006

The U.S. Supreme Court refused Monday to hear the appeal of Conseco Inc. co-founder Stephen Hilbert, who a lower court had ordered to repay more than $80 million in loans.

There is too many more to post of Conseco and all the other companies they own and all the reasons they have been sued or just read all the reports in here RIPOFFREPORT.COM.

Yes, I was late to work for Marie but not on my jobs now! You would be late to if your check was 3 to 6 weeks in coming and I was not aware it would be like this all the time until I called Conseco and spoke with a Wayne and he informed me it could be 60-90 days before a claim could be processed and paid out. I wasnt informed of that when I was hired by Marie, Tony or Reyes. I was not aware or informed that my pay would be the way it was. I would not have taken the job had I known my pay was going to like it was. When Marie hired me I did not want the job but I told her about a friend of mine she hired and he only worked a few days and did not show back up and I see why so this is initially why I went to work for her because my friend left her high and dry but I see why. If you start working a job and you dont know when you are getting paid, your boss is trying to treat you like a child and take in consideration that I had not been a C.N.A. in a year by my choice. I was burned out and should have not taken the job. Alzheimer's disease is the most common cause of dementia the loss of intellectual and social abilities severe enough to interfere with daily functioning. In Alzheimer's disease, healthy brain tissue degenerates, causing a steady decline in memory and mental abilities. Along with that this is what happens to people who are diagnosed with it Alzheimer's disease they start with slight memory loss and confusion, but it eventually leads to irreversible mental impairment that destroys a person's ability to remember, reason, learn and imagine. From day to day Leo could not remember a thing of course just like he would call me Frank one day and Freddie the next. How could Leo remember who I am he doesnt know himself or his own family members most of the time. Leo would constantly fight not with just me but with his wife Marie, with the other workers before us he wasnt as bad yet and Shaelyn he didnt fight her as much because he was and his mind is to busy trying to get fresh with her. Most of the time Leo thought I was man and Alzheimer patients dont like anybody stronger than them and dont want anybody telling them or trying to make them do anything. His behaviors where quite frequently horrible with me as well as with his wife there have been many times I came there and she looked like she had been fighting with him for hours. One of the biggest struggles caregivers face is dealing with the difficult behaviors of the Alzheimer person they are caring for. Dressing, bathing, eating, and getting them on & off the toilet - basic activities of daily living - often become very difficult to manage for both the person with Alzheimer's disease and the caregiver. I did my best with Leo especially knowing I did not want to be a C.N.A. but you do what you got to when you got bills. Marie his wife was an emotional wreck at times she wanted me to try to get him to do this and that which most of the time he wouldnt do whatever for me or anybody else either including her than the next minute she wanted you to keep him in his chair so he wouldnt destroy her precious furniture and things in her house which was not properly equipped for and Alzheimer patients. YOU CANNOT FORCE an Alzheimers patient to do anything! Each person with Alzheimer's disease is unique and will respond differently, and each person changes over the course of the disease and he did. I was on my computer a lot I am writing my thesis for my Masters degree and Thank God Im done and will graduate December 2010. I also was on my phone  a lot but that had nothing to do with Leo his care was not comprised. What do you do? I was not going to just sit there. You cant keep trying to make an Alzheimer patient do something who does not understand anything.

As the article above from the NAIC highlights they have had and still do have problems with filing claims and answering calls in a timely manner. Even when Tony or Reyes would call about the claims my money Marie still never knew the exact day they say they sent them out and most of the times that would be a lie. Sometimes Marie would get the letter about what we were going to get paid after we had received a check they are very unorganized and as you can see above have been sued for their handling of claims and a lot of other things too.

I received a check and didnt know I had it as a matter of fact. When you dont know when your check is coming and what is going on with your money that is confusing especially when they are 3 checks behind in paying you as they always was. Whats surprising they Conseco didnt waste no time sending me a copy of the check I cashed. So why wasnt my pay this timely? There were numerous time that one of us would get paid and it would be days later that the other person got paid.

Whatever trust Maries policy is paid through it sucks! It can mess your life up because my pay was the way it was Marie, Tony or no one else for that matter of fact did not pay all the late fees I incurred with my bills like 90% of American I too live from paycheck to paycheck and I need my money! No one has yet to this date paid me for all the late fees hmmmm. No one is going to come off businesslike, polite and sweet when their life is being alter by someone and

especially when money is involved. It was very, very embarrassing every month to tell my creditors and the people I pay my bills to I dont know when I am going to get paid. I was never late with my bills and can prove it but when I started working for Conseco and the Macioleks I was late every month. Nobody cared about our bills being late!

I will not write anymore rebuttals and waste my precious time with any of you again and yes my last encounters with Conseco, Marie and Tony were nasty and I am not a shame to admit it. People, no one takes kind to people messing with their money, their families and for me personally besides those two I want play with you messing with me about the God I serve or my dog! I have good jobs now. I love to get up and go to work. I am always on time, I get paid more than Conseco and Marie paid me, I have benefits and my money is in my checking account on time every two weeks! Everyone knows when you love your job you dont mind performing the duties and doing some extra too. Thank you Marie, you call yourself trying to fire me. I really appreciate it and will never ever work where I am not happy Marie and Leo taught me that, if the job does not offer benefits, and I make sure I know my pay dates! I will pray for you all and your families. My God did not let your door close for me Marie without opening up two more and WOW he blessed me big! Thanks again Marie!