MBF Leasing, Universal Merchant Services, Fifth West Bank ripoff, deceptive sales practices, victim seeks remedy New York New York

949-861-4000 UNKNOWN 1000000001

11-03-2009 10:47 AM Man left message to call back at extension 7033 name was "Juan" or something similar.Stated it was from Merchant Services about my credit card processing here at the business.

11:06 AM I called back. He asked me if I knew Visa and Mastercard have had a rate increase and did I get the information in my statement. Then he tried to set an appointment for tomorrow and have a rep come out to talk to me and show me this info.

I asked who he was with. He said "Merchant Credit Card Services, we represent First Data."

I said "I already have an account with First Data".

He was surprised and said "You already have an account with us?"

I said, "I have a contract with First Data and do not plan to cancel it as they would charge a cancellation fee, just like all the merchant credit card companies do. They put you on a 3 year contract. I don't know how you got my number but please do not call me again as I already have merchant accounts and don't need any more." He said, "Okay,then.." and promptly hung up.

I would like to know how to effectively have my business telephone numbers removed from these telemarketers who call almost every day. The phone numbers are already registered on the DO NOT CALL list yet I still keep getting repeated harassing calls from a variety of people /companies trying to sell me something I do not want and didn't inquire about.

Anna,
You have to check the paperwork you origially signed to find out the specific name of the rep you mentioned.

I used to work for Merchant Services in Irvine 949-861-4000 but based on what you have said so far I have no idea of it was Merchant Services that actually met with you if you only have Brian as a name.

I do know that Fifth Third Bank cut ties with them over issues of Merchant Services falsey stating that they worked directly for Fifth Third Bank and in all fairness Fifthe Third Bank has nothing to do with leasing equipment as related to Merchant Services.

All merchants should be very very careful when entering into credit card processing.
Merchant Services did use MBF at the time that I was employed with them.

Needless to say, I never heard of ripoffreport.com a couple years ago when I signed a lease with this company. In referencing comments from other people who have posted here, it seems that there are several different entities doing the same thing. Has anyone been able to link MBF Leasing to Northern Leasing or Leasecomm, for that matter? It seems as though everytime a judgemnt goes against one of these companies they start doing business under a different name (legally, I'm sure)? I'm sure it is no accident that the processing company that solicits the business owners has different names in different parts of the country. Is there some sort of paper trail anywhere that links MBF Leasing to one of the other two companies. I would like to reference the relationship in my correspondence with MBF. Please Help!!!

I stand corrected. It has been two years since I was approached on this scam, so my memory is not perfect. I do, however, remember that the rep's name was Brian. He promised us gift cards, which we never received. After the first bill I called to complain and he told me that if I sent him a copy of our liability policy he could lower the monthly payments by $10. I was pregnant at the time and it took me a about a month to get back to him, but when I did he never called me back with instructions on where to fax proof of insurance or the graphics for the gift cards. I just assumed that he was no longer working there and with my pregnancy had more important things on my mind.

You mentioned that the name of the bank was "fifth west bank"
Could it have been "fifth third bank"?
What was the name of the rep who you met with?