- Report: #184125
Report - Rebuttal - Arbitrate
Complaint Review: MBNA America Bank, NA
MBNA America Bank, NA1000 Samoset Drive Wilmington, Delaware U.S.A.
MBNA America Bank, NA Doubled interest rate with no missed payments ripoff Wilmington Delaware
*Consumer Comment: give them an ultimatum
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When I called, I was told that this was pecause of a periodic review of my credit shoed that I have a high debt ratio. Yes, I do at the moment have a high debt ratio, but it didn't stop me from paying my bills on time. They told me that there was nothing they could do to lower the interest rate. They instead pushed me to sign up for a debt consolidation program that would reduce my credit rating and still have a high interest rate.
I have other cards, and have NEVER had my interest rate increased for anything less than missed payments. I am in the process of transferring the balance of this account to another card that we had in reserve, and I will then cancel this account. I will not give my money to a business with practices such as these.
This report was posted on Ripoff Report on 03/30/2006 02:28 PM and is a permanent record located here: http://www.ripoffreport.com/r/MBNA-America-Bank-NA/Wilmington-Delaware-19884-2332/MBNA-America-Bank-NA-Doubled-interest-rate-with-no-missed-payments-ripoff-Wilmington-Dela-184125. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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