Complaint Review: MBNA America - Wilmington Delaware
- MBNA America 1100 N. King Street Wilmington, Delaware U.S.A.
- Phone: 800-622-5070
- Web:
- Category: Credit & Debt Services
MBNA America dramatic credit rate increase Wilmington Delaware
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MBNA raised my interest rate on my Visa credit card from 9.9% to 19.99% - even though I had never been late on a payment, made payments much greater than my minimum required. I was such a good customer with MBNA, that, over time, they increased my credit limit to over $14,000!!
Then, when my debt got near my credit limit - WHAM! they increased my rate which increases my monthly minimum due by over $100. They will not negotiate a better rate as they told me that between me and my husband, we had too much credit card debt.
What they neglect to understand here is that my husband is a painting contractor. He gets paid based upon construction "draws" and he usually gets a draw once a month. He's working with a new contractor and hasn't been paid yet. Once paid, his draw should be around $20,000. Until we receive this draw, we are a little strapped for cash and therefore have been depending on our credit cards a little bit more.
As soon as he receives the draw, I will pay MBNA in full and NEVER NEVER have anything to do with them again!
Jeannie
Chesterton, Indiana
U.S.A.
This report was posted on Ripoff Report on 09/15/2004 12:01 PM and is a permanent record located here: https://www.ripoffreport.com/reports/mbna-america/wilmington-delaware-19884/mbna-america-dramatic-credit-rate-increase-wilmington-delaware-108530. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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