- Report: #224015
Report - Rebuttal - Arbitrate
Complaint Review: MBNA Bank Of America
MBNA Bank Of AmericaPobox 37291 Baltimore, Maryland U.S.A.
MBNA Bank Of America deceptive, possibly fraudulent changes to cardholder agreement, jacked my rate up 500%, during merger Ripoff Baltimore Nationwide
*UPDATE Employee: PROMOTIONAL MEANS there is a time period on the rate
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I was told this was a result of MBNA merging with Bank of America.
The customer service rep told me they sent me a letter 'asking' if this was okay, and telling me that if I didn't answer, the rate would go up. I never got such a letter.
During phone calls, I was told the new rate became effective in June 2006. Then I was told it happened in March 2006, January 2006, April 8 2006, and December 2005.
I have always paid my bill on time, and usually more than the minimum amount due.
This has cost me over $6.00 per day for months.
Santa Barbara, California
This report was posted on Ripoff Report on 12/06/2006 10:35 AM and is a permanent record located here: http://www.ripoffreport.com/r/MBNA-Bank-Of-America/Baltimore-Maryland-21297/MBNA-Bank-Of-America-deceptive-possibly-fraudulent-changes-to-cardholder-agreement-jack-224015. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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