• Report: #1147044

Complaint Review: MBNA

  • Submitted: Thu, May 15, 2014
  • Updated: Wed, July 09, 2014

  • Reported By: Marc 1971 — Ottawa Ontario
MBNA
Nationwide USA

MBNA Credit card free credit transfer Ottawa Nationwide

*REBUTTAL Owner of company: And one more misconception

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this company has been contacting me for 10 yrs offering me credit cards and offering to allow me to transfer higher balance to 0% offer for 10 months.  I have ignored their offers over and over again and after 10 yrs of denying them, I said I'll give it a try.  Well... no where is it mentioned that there is a transfer fee. Not only a transfer fee, but a very large one... in my case $115.  It gets better, the if you happen to use your card and pay off the purchases, your payment does not go to the purchases, it goes proportinately to the purchases and the transfer, so unless you pay the whole balance off (transfer + all purchases), you start incurring interest.


Well, I'll give to this company... they tried and tried to screw me over... took them well over 10 yrs, but they did it.  How is a company like this allowed to be in business?

 

Obviously this will be the last time I ever deal with them and their unsolicited offers.  Be very careful of these scams and bogus fees.


This report was posted on Ripoff Report on 05/15/2014 03:06 PM and is a permanent record located here: http://www.ripoffreport.com/r/MBNA/nationwide/MBNA-Credit-card-free-credit-transfer-Ottawa-Nationwide-1147044. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 REBUTTAL Owner of company

And one more misconception

AUTHOR: MochaG - ()

For those who transfer their debt to a credit card, you should NEVER have any new charges on the card until you paid off the transferred debt! If you do so, there could be extra fees on the new charges!

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