I called the number on the (TV) screen to order a book from an infomercial. The order taker was nice, pleasant, and professional and efficiently took my order. Then she asked me if I would be interested a money saving offer by MWI*Connections* who would send me a $50.00 Walmart gift card just for looking at the program. I would have 30 days to look it over and I could cancel any time within that 30 day period and my credit card would not be charged.
I received a membership package and was instructed that in order for me to receive my gift card I would have to complete and return a "survey" that I could get only by sending in the attached "information card" (name, address, phone #).
By the time I received the survey, 30 days had gone by and I was billed $12.95. Along with that there was another charge by MWI*HOMEWORKSPLUS* for $19.95. I thought at that time that it was something my wife may have purchased, so I let it go.
I eventually (Dec 3, 2004) called CONNECTIONS (800-750-4364)to cancel. The agent (Sara ID# 16863) said I would see the credit in 2-3 business days.
A day later I checked my bankcard statement and there was another charge for MWI*HOMEWORSPLUS* posted Dec 2. This time I knew something was up. There was no phone number on the statement so I did a search and found BADBUSNESSBUREAU.COM with other stories about MWI*HOMEWORKSPLUS* similar to mine.
I called the number that was supplied by another "victim" and was offered an apology for the mistake, my membership #, a membership package, and $60.00 worth of rebate certificates. I said "No Thanks! I want my money back." After another failed attempt by the agent, Fortune-ID# 25320, to keep me in the program, he agreed to cancel the membership and that I would see a credit on my bankcard in 2-3 business days.
Since these cancelations occured before and during a weekend, Dec 3 & 4, 2004 respectively, I won't know if a credit or how much of a credit will appear until the end of next week.
I'll let you know.
Thank you BADBUSINESSBUREAU.COM and REPORT.COM
U.S.A. EDitor's Suggestions on how to get your money back! HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent! DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form. CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates. ...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency ...by consumers, for consumers CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information. Click here to read other Rip Off Reports on MWI Connections / MWI Homeswork / MWI Essentials CLICK HERE ...*EDitor's NOTICE ..MWI Lawsuit filed Click here to see Rip-off Reports filed where consumers say thank you Rip-off Report & badbusinessbureau.com, that we saved them money. Not included are the thousands of thank you e-mails we get every week.