On 11/11/04, while looking for a home based business, Harold Flournoy authorized Mail Processing Services to recieve funds in the amount of $160.00 required as a one time processing and materials fee (refundable).
On 11/16/04 Mail Processing Services recieved these funds via Electronic Transfer of check number 528. No further contact with Harold Flournoy was made. No action constitutes fraud.
Upon reviewing his bank statement, Mr. Flournoy found that a 2nd entity had withdrawn, illegally/unauthorized, $160.00 from his account.
Upon inspection of the electronic check information Mr. Flournoy read (Pay To The Order Of Creditinfo, Inc.). He also noted the check number, #528.
Harold had no contact nor had he ever heard of Creditinfo, Inc. untill he read their name on a check bearing the same number of the check which authorized Mail Processing Services to with-draw funds almost 2 weeks earlier!!
The Sunrise, FL. Police Department reported that the address listed by Mail Processing Services led them to an empty lot containing a large metal mailbox!
No address is found for Creditinfo, Inc. On the back of the 2nd check #528, Mr. Flournoy found the stamp of Bank of America in Hialeah Gardens, FL.
The Hialeah Gardens Police has been notified but no further contact has been made.
Harold is on a fixed income (SSI Disability). He is willing to devote a lot of time to an honest organization who needs an honest hard worker. He does not need his bank, the local police, and friends looking at him like he is some kind of a criminal.His bank account is now overdrawn $1,220.00 and became frozen on 12/24/04.
Most of his overdrafts are due to the $30.00 fee that the bank charges each time a utility tries to recieve a bill payment. The bank officials look at Harold as if he's involved in some kind of a scam against them when he asked about reimbursement of funds due him because a crime was committed involving his account.