- Report: #74001
Report - Rebuttal - Arbitrate
Complaint Review: Manhattan Mortgage Of Central Florida, Inc
Manhattan Mortgage Of Central Florida, Inc306 East Main Street, Suite 201 Lakeland, Florida U.S.A.
Manhattan Mortgage Of Central Florida, Inc lies about fees and omits required documents during closing Lakeland Florida
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This amount apparently went to the Mortgage Broker as a fee (since the amount subtracted was equal to the amount I was missing). There was not one statement, word or comment about what happened to this money. The escrow amount on the HUD-1 settlement statement was for the 13 months of escrow. The forms I signed for the application stated "no fee loan". The HUD-1 Good Faith form stated the escrow required in the appropriate field. There was not one place on the entire document that stated that the escrow money would be collected and diverted back to the mortgage lender leaving your escrow account empty. How can this be done?
Yesterday, (8 months after closing the loan), I received a letter from Manhattan mortgage including a document that shows my loan fees and required my signiture at closing. In this letter, Manhattan mortgage states, "an important document was missing during your loan processing". Along with this letter is a request to sign this form and back date it to my closing date. This is quite an illegal practice and I was evidently lied to and the law broken in an effort to charge me against my knowledge during this loan process.
Ft. Lauderdale, Florida
This report was posted on Ripoff Report on 12/04/2003 10:16 AM and is a permanent record located here: http://www.ripoffreport.com/r/Manhattan-Mortgage-Of-Central-Florida-Inc/Lakeland-Florida-33801/Manhattan-Mortgage-Of-Central-Florida-Inc-lies-about-fees-and-omits-required-documents-du-74001. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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