- Report: #722729
Report - Rebuttal - Arbitrate
Complaint Review: Marauder Corp.
Marauder Corp.74923 Highway 111 Indian Wells, California United States of America
Marauder Corp. Nationwide Capital Recovery Fraud collection company trying to make me pay on a loan that I payed off in 2005. They came out of no where, 5 years later saying I owed money still on a payday loan. Indian Wells, California
*Consumer Comment: Stacey
*Consumer Comment: Steve
*Author of original report: Marauder Corp
*Consumer Comment: Stacey, not completely accurate.
*Consumer Comment: Steve
*Consumer Comment: Disputes MUST be done a certain way to protect your rights.
*Consumer Comment: Info for you
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What I received was another document this time under a different name, Collection Professional Services out of Rancho Mirage, CA. But it is the same phone number. They attached a copy of what looks like a payday loan where I borrowed $300.00. They show that my bank account where the deducted each payday $84.00. The document they sent me shows that I paid $ $1,344.00 back on this loan (keep it mine, it was a $300.00 loan.) I suddently remembered this company, it was called American Webcash. I remember they kept deducting out of my account even well after the payday loan was paid off. I called them back in 2005 and asked why they are still deducting out of my account and they said I signed up for a "club." I told them I did not want to be part of this "club." I went down to my bank and closed the checking account back in 2005.
In the meanwhile, I check my credit reports and sure enough, there is a strange posting from yet a different name, Marauder Corp. same address in Indian Wells, CA. Stating I owe $508.00 on a rebate/ bad check. I disputed the information with Experian and it came back as valid debt owed. I called the Better Business Bureau and all they really do is mediate, and they said that I need to call the colleciton agency and work it out. I wrote the Attorney General, and received a form letter back. I called the Federal Trade Commission, and all they do is make a "report."
I am floored, I did not sign up for this "club." I paid back $1344.00 on a $300.00 loan. Isn't there any regulation or laws on what a payday loan company can do and not do. How can this so called colleciton agency be allowed to just post anything they want on my credit report. Why do they use different names everytime they contact me, and then post on my report under a different name? Is that legal? How can they call me 5 years later? IS that legal?
I will never pay this company another dime. I do not what to do to get this off my credit reports. Does anyone out there know what I can do and what my legal rights are?
This report was posted on Ripoff Report on 04/27/2011 12:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/Marauder-Corp/Indian-Wells-California-92210/Marauder-Corp-Nationwide-Capital-Recovery-Fraud-collection-company-trying-to-make-me-pay-722729. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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