• Report: #343111

Complaint Review: Margaret Arrington

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  • Submitted: Mon, June 23, 2008
  • Updated: Mon, June 23, 2008

  • Reported By:bath Maine
Margaret Arrington
51 Bedford Street Bath, Maine U.S.A.

AFNI Collections Inc. Attempting to collectect a debt that is not legitimate. Bath Maine

*Consumer Comment: Advise.....

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My son, recently received a collection attempt from AFNI COLLECTIONS for $733.66, listing MCI telephone Company as the company he woes the money to. My son was a minor at the time the debt allegedly accrued. He did not have a telephone in his name not does this debt belong to him. In attempting to call them to have this investigated, the message is always similar: "your wiat time is approximately 9 minutes" I wait on the line at least three times for in excess of 15 minutes. No one ever comes on the line. My son is now a college student and this bogus debt is hurting his credit for student loans.

Arrington
bath, Maine
U.S.A.

This report was posted on Ripoff Report on 06/23/2008 09:24 AM and is a permanent record located here: http://www.ripoffreport.com/r/Margaret-Arrington/Bath-Maine-04530/AFNI-Collections-Inc-Attempting-to-collectect-a-debt-that-is-not-legitimate-Bath-Maine-343111. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Advise.....

AUTHOR: John - (U.S.A.)

Make a photocopy of your son's birth certificate and driver's license. Circle his date of birth on the copies. Send this to all three credit bureaus via Certified Mail + Return Receipt and write the following:

Per the Fair Credit Reporting Act Act, I am requesting validation that [insert name] was a legal adult at the time that this alleged debt was incurred

Per the Fair Credit Reporting Act Act I am requesting written validation of this alleged debt


----------------
For AFNI:

Send them a letter via Certified Mail + Return Receipt stating:

Per the Fair Debt Collection Practices Act, I am requesting:

- written validation of this alleged debt and that said alleged debt is within the statute of limitations
- I am requesting validation that [insert name] was a legal adult at the time that this alleged debt was incurred

- Cease all verbal communications with me about this alleged debt.

Read up on the Fair Debt Collection Practices Act and understand your rights:

http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act

DO NOT pay AFNI one penny! If you do it will validate/affirm the debt as legitimate.
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