• Report: #622171

Complaint Review: Marion County Bad Check Restitution Program

  • Submitted: Sun, July 11, 2010
  • Updated: Thu, July 15, 2010

  • Reported By: NellieandAlexis — United States of America
Marion County Bad Check Restitution Program
po box 441368 indianapolis, Indiana United States of America

Marion County Bad Check Restitution Program only a debt collecter indianapolis, Indiana

*Consumer Comment: Could be a scam

*Author of original report: it was mistake

*Consumer Comment: Typical

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This service is only debt collecter or a scam. I wrote a bad check for grocery store by mistake and i started getting threating letter and screaming letters from this people saying i was going to jail if i dont pay. So i paid and still got threating letters from them. I also tried to call them but they wouldnt talk to me and when i started asking question they hung up. They also start outragous fees which is their own fees, i had small check and with all fees i had to pay 545. I also noticed they had no address only a po box and that they were indianapolis but the area code is wrong.  They also got my name wrong. They are only a debt collect or scam and just want ur money so please dont freak out when u see the threanting letter u wont go to jail for a mistake. Also they never called me they just sent letters.


This report was posted on Ripoff Report on 07/11/2010 01:15 AM and is a permanent record located here: http://www.ripoffreport.com/r/Marion-County-Bad-Check-Restitution-Program/indianapolis-Indiana-46244/Marion-County-Bad-Check-Restitution-Program-only-a-debt-collecter-indianapolis-Indiana-622171. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Could be a scam

AUTHOR: Flynrider - (USA)

   There have been reports on this site of scam organizations that get info on bad checks, then try to "collect" on them.    Given the amount that the OP was required to pay, I wouldn't be surprised if he was actually contacted by a scammer, rather than a legit organization connected with the DA's office.  The jail threats and lack of contact information seem to be consistent with the way those "FastCash Department of Law and Investigations" guys operate.

 

 

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#2 Author of original report

it was mistake

AUTHOR: NellieandAlexis - (United States of America)

Robert u try living on 300 dollars and thats only  money i get from unemployment u try living. Oh i dont i have no job either. Beside u dont know what i did cause u werent there so assume things. i wouldnt do that on purpose u know. some dont do this purpose. Even after i already paid them still send me letters. Its debt collecter look it up online and there have been lawsuits.
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#3 Consumer Comment

Typical

AUTHOR: Robert - (U.S.A.)

I wrote a bad check for grocery store by mistake

- No you did not write the check by mistake.  You knew exactly what you were doing.  The mistake was that you didn't have a clue about how much money you actually had so your bank returned the check.  So YOU write a "hot check" and they are the ones doing the RipOff..yea typical.

"Check Restitution Programs" are generally programs that are run by local District Attornies to handle people who write bad checks.  Yes, having a check returned is a crime.  It is not a major crime and the chances of you going to jail for one bad check is extreamly slim, but it could happen.  Especially if you just ignore it thinking it will go away and/or end up having more returned checks.

Most likely the fees are vaild because remember YOU wrote a bad check.  Not knowing what your "small" check was.  Some areas I have seen allow up to 3 times the amount of the check as the penalty along with other fees.  So while it is high, you would have to check the actual laws for your state to see if the the penalty is valid.  IF it is not valid then you would have a vaild complaint.  But if it is valid don't think that just because they outsourced the collection to a Collection Agency that you don't have to worry about it.  And yes Collection Agencies can not threaten you with action that can not be taken.  But in this case if they say you may go to jail they are not lying because again writing a hot check is a CRIME.

Having them send you this information by mail is not a RipOff.  In fact that means that they are probably following the laws as in most jurisdictions you are required to be notifed in writting.

By the way where is the RipOff on your bank?  After all they should have "covered" your check and then you wouldn't be in this situation. 

Where is the RipOff on the store?  They didn't have to immediatly turn you in, they should have been nice and asked for the money at first right?

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