• Report: #265951

Complaint Review: Mary Christine Lemoon

  • Submitted: Tue, August 07, 2007
  • Updated: Sun, August 19, 2007

  • Reported By:Fort Lauderdale Florida
Mary Christine Lemoon
3000 Ne 8 Terr # A1 Ft. LAUDERDALE, Florida U.S.A.

American Servicing Co.aka Asc BLOODSUCKERS, they are forecloseing on my home. Nobody will help.I PAID THEM THEY WANT MORE Ripoff Frederick Maryland

*Consumer Suggestion: Work with them

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forceplaced insurance made my monthly payment come up short. that way they could add up the charges. they lost payments then found them add up some more charges. they wanted $20,000.00 i sent them $14176.53 because i didn.t feel that i owed them late charges or legal fees. They had offered to heilp me . send them $7900. and pay them $3000. per month for a year. that was $25,000. more than what they said i owed in the first place. i sent them copies of all the checks that they said they did'nt get. 9 times they always said they never got them. then i sent overnite, thats right they said they never got them. so i took them to their lawyer he sent them to asc again they said they never got them. now asc wants $20,000. plus on top of the money i sent, they will not take a payment only the full amount. i don't have it. i can't find a lawyer to help.

im a fighter but im loseing the fight. i need some to care

christine
Fort Lauderdale, Florida
U.S.A.

This report was posted on Ripoff Report on 08/07/2007 07:15 PM and is a permanent record located here: http://www.ripoffreport.com/r/Mary-Christine-Lemoon/Ft-LAUDERDALE-Florida-33334/American-Servicing-Coaka-Asc-BLOODSUCKERS-they-are-forecloseing-on-my-home-Nobody-will-265951. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Work with them

AUTHOR: Bob Pace - (U.S.A.)

When they offer you a repayment plan, you're not being charged anything extra.

If the home is not insured, THEY MUST PROTECT THIER INVESTMENT AND ADD INSURANCE. The way around this is to carry your own insurance and pay your own taxes, that way thier is no need for ASC to escrow anything for you.

If the loan is in foreclosure, they MUST PAY ATTORNEY FEES.

If they offer you a plan, it will include the attorney fees, the entire past due amount, and all of the regular monthly payments including late fees throughout the course of the plan. So that by the time the plan is complete, you should be 100 percent current and off to a new start.

They will not increase the amount of your monthly payments for a plan to more than you can afford to pay. When you update your income and expenses over the phone, that is to see just how much available income you have after paying all bills/monthly living expenses. They will then take about 80 percent of the available income and add that on top of the monthly mortgage payments for however long it will take to catch it up. If thier is no available income, they will not offer you any type of plan and refer you to a liquidation specialist to help relieve you from the home you can no longer afford before it goes to a foreclosure sale.
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