- Report: #500417
Complaint Review: Mcm - MIDLAND CREDIT MANAGEMENT
Related Reports
Featured Ripoff Reports
Ripoff Reports
Ripoff Report on CBS 19
Ripoff Report on CBS 19 - Global Marketing Alliance
Ripoff Report on ABC 15 - Smart Shopper
Ripoff Report - Girls Gone Wild
Ripoff Report on Fox 11 - Car Repair
Special Features
-
Doctored Reviews is designed to help patients, doctors, and websites understand the problems created by Medical Justice, a company trying to restrict online patient reviews, and to offer some ways that let patients freely talk about their healthcare experiences. -
The government should serve voters, not corporate special interests. Public Citizen works to empower ordinary citizens, reduce the influence of big corporations on government, open the government to public scrutiny, and hold public officials accountable for their misdeeds. -
WHAT YOU NEED TO KNOW ABOUT THE BBB: NOT a government agency as listed in your local phone book. Instead the BBB is a private non-profit / franchise operation. 20/20 exposes the BBB, Hamas Terror Group Gets 'A' Rating - BBB is running a "pay for play" scheme.
| Mcm - MIDLAND CREDIT MANAGEMENT 8875 Aero Drive
San Diego, California United States of America |
|
Mcm - MIDLAND CREDIT MANAGEMENT My wife was paying on debt and was told one thing on the phone and amount .And was reaching closing of account and called to find out total and was not what she was told the second time.. San Diego, California
*Consumer Comment: Info
*Consumer Comment: Perfect Example..
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
This report was posted on Ripoff Report on 09/25/2009 11:35 AM and is a permanent record located here: http://www.ripoffreport.com/r/Mcm-MIDLAND-CREDIT-MANAGEMENT/San-Diego-California-92123/Mcm-MIDLAND-CREDIT-MANAGEMENT-My-wife-was-paying-on-debt-and-was-told-one-thing-on-the-500417. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
Click Here to read other Ripoff Reports on Mcm - MIDLAND CREDIT MANAGEMENT
If you would like to see more Rip-off Reports on this company/individual, search here:
Search Tipsgo to www.budhibbs.com to find out how these scum bag collectors were kicked out of Maryland
Never EVER pay a third party debt collector - they will rob you blind -
#2 Consumer Comment
Perfect Example..
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Friday, September 25, 2009
This is a perfect example of why you NEVER talk to a collection agency over the phone. You have no proof of what was said. I can almost guarantee you that if she pays more without a written agreement that $600 difference will turn into a $1000 or more difference.
The best thing to do is make sure everything is in writing. EVERY letter you send to them should be by Certified Mail with Return Receipt. You should only accept offers from them if they put them in writing BEFORE any money is sent.
Unfortunately MCM is one of the "bottom feeders" in the Collection industry. Normally the first thing to do is send a Debt Validation Letter that makes them validate that you actually do owe the debt. As there was a very good chance that your wife was under no legal obligation to pay on the debt anymore. However, once she made the payment she probably reset the Statute of Limitations which means that they can again come after her legally, and makes a Debt Validation letter almost useless.
The best thing to do is take the current amount they say is owed and offer between 25%-50% of that amount in a single payment. Remember to do this in a letter, but do not sign your name(only type it). Be sure to add in that they are to not contact you by phone, only through the mail. If they violate that part you can actually go after them for violations of the Fair Debt Collection Practices Act.
Only when you get an agreement from them you can agree with do you send any money.
