I am an Ex Agent of Mega life and Health. I too drank the Kool-Aid and believed what they were telling me. I was tired of selling my soul for this Company, driving all over to sell an inferior product that people really shouldn't have. I am now an independent and I can't tell you how it has changed my life.
First and foremost there are many brokers out there who promise to give you the sun the moon and the stars, but you will end up "captive" with them.
I would like to share where I ended up because I trully believe that it is the absolute best arrangement out there.
100% Independence: You are 100% independent. You own all rights to your clients, commissions and renewals. You do not need to assign your commissions.
Direct Contracts. Top Contracts with the carriers. Your contracts are direct with each company and are 100% vested from the first policy written. You are not captive. You'll have accesss to all the quality health products inyour area, even products that may have production requirements for individual agents.
Top Commissions (Advanced or As-Earned): You wlil be paid the highest commissions in the industry and will have no production requirements with us. We offer Advanced Commissions contracts with several insurance companies, some up to 12 months.
Marketing Support (Lead Credits and FREE Website): We provide a complete "turn-Key" online selling system and a FREE agent website to get you started. We offer daily training Webinars on product knowledge, prospecting, pre-qualifying, presenting, closing, using technology, and much much more. You will be provided your own internal account manager to assist you with product questions, field underwriting, case prep, sales calls, etc.
Underwriting support: We have an Underwriting Service Program to assist you in following your policies through underwriting so you can focus on selling and maximizing earnings with MORE issued policies. For many of our companies, underwriters dedicated to our agents will handle your business.
Incentives and Rewards: Many of our carriers offer bonuses, trips, incentive contests and lead programs. National recognition as well.
Knowledge Network: You'll be added to our "Knowledge Network" and be kept up to date on important industry updates (New Products, sales Materials, Quoting Software Updates, Pricing Changes, benefit enhancements, etc...).
One Stop Shop: You have many other products available to sell.
Accident, Annuities (Fixed), Critical Illness, Dental, Disability income, Gap Plans(Accident and Creitical Illness combo), Health, Life, Long Term Care, Medicare and Mini-Med. Don't let this opportunity slip by. You sell from your own home. No driving all over anymore. You can even sell in other states! theres a better way at yahoo dot com
Theres a better way at yahoo dot com