• Report: #377452

Complaint Review: Mega Life And Health Through NASE

  • Submitted: Tue, September 30, 2008
  • Updated: Tue, June 30, 2009

  • Reported By:Macon Georgia
Mega Life And Health Through NASE
9151 Boulevard 26 North Richland Hills, Texas U.S.A.

Mega Life And Health Through NASE Hidden deductibles North Richland Hills Texas

*UPDATE EX-employee responds: That's because...

*UPDATE EX-employee responds: NASE/MEGA is a SCAM

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Knowing that I had to quit my full time job as a teacher to complete a practicum (unpaid) for two quarters as part of my Ph.D. program requirements, I was quite aware that I would loose my insurance through my employer. In anticipation of this, I began checking around for new insurance and found MEGA.

When the agents (one in training and the other who has been with the company for 5+ years) came to the house and spoke to my husband and myself, they took all our information and completed the paperwork. I specifically asked when they told me the monthly premium if dental and vision were included. I was told that it was. I was also told the premium could change once we were rated.

Well, it did. It increased 65% because my daughter has seasonal asthma and 50% because of my height/weight proportion. My husband told them he smoked and they even asked how many packs per day yet his portion was not increased. This increased my premium to $361 per month. Because I thought that it included everything I had with my former insurance through my employer, it was acceptable.

This policy became effective 8/24/08 because I thought my current insurance expired on 8/30/08 but two weeks ago, I received notice from my former employer that my policy expires on 9/30/08. I have already paid two monthly premiums to MEGA and have not used the insurance at all. I called today just to make sure everything was in place since I would actually need the coverage starting tomorrow only to find out that we have a $10,000 PER PERSON deductible and instead of it paying 90/10 like we were told, it only pays 80%.

Now, I'm stuck because I have no more money to get another policy and have a very limited income since I am doing an unpaid practicum. I feel betrayed and that we were taken advantage of. This has really put me into a financial bind right now and I'm looking at canceling the policy with no possible health coverage until I finish this practicum in March and am eligable for coverage through my internship site. I'm 46 and my husband will be 47 next month so this is not something that I need right now.

BEWARE of MEGA LIFE AND HEALTH!! I thought I was being proactive by checking them out on the internet before I actually agreed to meet with them in person. I am just outraged that NASE would endorse such a company!!!

Macon, Georgia

This report was posted on Ripoff Report on 09/30/2008 06:19 PM and is a permanent record located here: http://www.ripoffreport.com/r/Mega-Life-And-Health-Through-NASE/North-Richland-Hills-Texas-76182/Mega-Life-And-Health-Through-NASE-Hidden-deductibles-North-Richland-Hills-Texas-377452. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 UPDATE EX-employee responds

That's because...

AUTHOR: M. - (U.S.A.)

they are in bed with the insurance company. The NASE is a front that claims to endorse a leading health insurance company. Fact of the matter is, they are intertwined, affiliated, and sleep in the same bed.

All I can say is the NASE and any company they are involved with are nothing but a SCAM!

If that's the case - then the USA Today is a Disgruntled newspaper:

And the Boston Globe:

Here's another disgruntled article:

Here's more disgruntled clients and agents:

Oh - here's another:
'Mega Insurance Co.'s Broken Promises Leave New Parents Broke'

And another:
'Delaware Fines MEGA Life Insurance Co. $500,000 for Insurance Violations'

And Another....

Here's one more:

Happy reading!!!
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#2 UPDATE EX-employee responds


AUTHOR: Rob - (U.S.A.)

DO NOT purchase from this company! It is crap. It is NOT insurance. There's a reason why so many states are filing lawsuits against MEGA.
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