• Report: #203353

Complaint Review: Membership Plus

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  • Submitted: Fri, July 28, 2006
  • Posted: Tue, August 08, 2006

  • Reported By: Nicole — Minneapolis Minnesota U.S.A.
Membership Plus
membershipplus.com New York, New York U.S.A.

Membership Plus Ripoff Deposits fraudulent unauthorized checks into your checking account New York New York

*REBUTTAL Individual responds: I WAS Ripped OFF

*REBUTTAL Individual responds: I WAS Ripped OFF

*REBUTTAL Individual responds: I WAS Ripped OFF

*REBUTTAL Individual responds: I WAS Ripped OFF

*Consumer Comment: I don't understand...you weren't ripped off!

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0Author 1Consumer 4Employee/Owner

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I am a college student and check my online checking account quite often. I noticed a check had been posted on my account for $21.95, but the check number was not one like my own. When I looked at the detail, I noticed Membership Plus had deposited a check into my account without my authorization. My bank told me I would have to close my account and get another! There is nothing they can do about it.


I called this Membership Plus and asked them why they took this money from my account without my authorization. The lady said I signed up for a free trial membership. I told her I did not sign up for anything and I certainly did not authorize this money being taken from account. She said she would cancel the membership. I told her I want my money refunded because I never asked to be signed up. She said she put in for a cancel and refund and to wait 5-10 days. I am filing against this company at the BBB as well. This is fraud.

Nicole
Minneapolis, Minnesota
U.S.A.

This report was posted on Ripoff Report on 07/28/2006 09:24 AM and is a permanent record located here: http://www.ripoffreport.com/r/Membership-Plus/New-York-New-York/Membership-Plus-Ripoff-Deposits-fraudulent-unauthorized-checks-into-your-checking-account-203353. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 1Consumer 4Employee/Owner
Updates & Rebuttals

#1 REBUTTAL Individual responds

I WAS Ripped OFF

AUTHOR: Nicole - (U.S.A.)

POSTED: Tuesday, August 08, 2006
Hey Boise, they DEPOSITED a FRAUDULENT CHECK into my bank account to TAKE money OUT. It was not a personal check or MY check. It was a computer generated check that was put into my checking account so they could take $21.95 for a service I did not sign up for. I'm not an idiot. Apparently if you apply for a pay day loan, your info can be passed on to these types of service and they have access to your bank, checking information. And I HAVE NOT gotten the money refunded back into my account either. The company is a scam and they know it. and I doubt I will ever see that $21.95 again.
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#2 REBUTTAL Individual responds

I WAS Ripped OFF

AUTHOR: Nicole - (U.S.A.)

POSTED: Tuesday, August 08, 2006
Hey Boise, they DEPOSITED a FRAUDULENT CHECK into my bank account to TAKE money OUT. It was not a personal check or MY check. It was a computer generated check that was put into my checking account so they could take $21.95 for a service I did not sign up for. I'm not an idiot. Apparently if you apply for a pay day loan, your info can be passed on to these types of service and they have access to your bank, checking information. And I HAVE NOT gotten the money refunded back into my account either. The company is a scam and they know it. and I doubt I will ever see that $21.95 again.
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#3 REBUTTAL Individual responds

I WAS Ripped OFF

AUTHOR: Nicole - (U.S.A.)

POSTED: Tuesday, August 08, 2006
Hey Boise, they DEPOSITED a FRAUDULENT CHECK into my bank account to TAKE money OUT. It was not a personal check or MY check. It was a computer generated check that was put into my checking account so they could take $21.95 for a service I did not sign up for. I'm not an idiot. Apparently if you apply for a pay day loan, your info can be passed on to these types of service and they have access to your bank, checking information. And I HAVE NOT gotten the money refunded back into my account either. The company is a scam and they know it. and I doubt I will ever see that $21.95 again.
Respond to this report!
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#4 REBUTTAL Individual responds

I WAS Ripped OFF

AUTHOR: Nicole - (U.S.A.)

POSTED: Tuesday, August 08, 2006
Hey Boise, they DEPOSITED a FRAUDULENT CHECK into my bank account to TAKE money OUT. It was not a personal check or MY check. It was a computer generated check that was put into my checking account so they could take $21.95 for a service I did not sign up for. I'm not an idiot. Apparently if you apply for a pay day loan, your info can be passed on to these types of service and they have access to your bank, checking information. And I HAVE NOT gotten the money refunded back into my account either. The company is a scam and they know it. and I doubt I will ever see that $21.95 again.
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#5 Consumer Comment

I don't understand...you weren't ripped off!

AUTHOR: Elaine - (U.S.A.)

POSTED: Friday, July 28, 2006
Do I understand you correctly? This company deposited - or put money INTO your account? And then they took it out? And if this company did get your checking account information from you (I doubt they got your name, address, account #, SSN from thin air), you apparently DID sign up for something, but you don't remember it. They did the right thing by cancelling your membership and refunding your money. They are meeting their obligation, as far as I can tell.
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