• Report: #175896

Complaint Review: Merchant Credit Guide

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  • Submitted: Sun, February 12, 2006
  • Updated: Mon, November 12, 2007

  • Reported By: Karen — norwalk California USA
Merchant Credit Guide
233 Jackson Blvd. Chicago, California U.S.A.

Merchant Credit Guide DEVELOPS CASE OF AMNESIA ripoff Chicago Illions

*Consumer Comment: Seems Merchant Credit Guide Has Many Deceptive Practices...

*Author of original report: MERCHANT CREDIT GUIDE

*Consumer Suggestion: FILE A COMPLAINT AND GET THE COMPANY RUNNING !!!!!!!!!!!!

*Author of original report: FILE A COMPLAINT AND GET THE COMPANY RUNNING !!!!!!!!!!!!

*Author of original report: FILE A COMPLAINT AND GET THE COMPANY RUNNING !!!!!!!!!!!!

*Author of original report: FILE A COMPLAINT AND GET THE COMPANY RUNNING !!!!!!!!!!!!

*Author of original report: suggestion taken !! Thanx!

*Consumer Suggestion: Info for Karen, re: Merchants Credit Guide aka/ CFB Financial III, LLC

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Merchant credit guide has developed a bad case of amnesia after I reported them to the Chicago Ill. branch of the BBB. It seems as though when the company was made aware not only of my complaint, but also that I had contacted CBS 2 Chicago investigative reporters a the Chicago Tribune in regards to my complaint of consumer rip off. The company has stated to the BBB Chicago that they have no account with the account referenced, either by account number nor have they ever written an indivisual with my name. The company has even taken the position that they needed to know my maiden name, in order to try and reference me.But , if the company ran my SSN# according to a verification letter that I had received from Experian Credit Corp. The company ran my SSN # on December 27 2005, and I received a debt collection letter dated January 6 2006, someone is lying.

So I forwarded the e-mail correspondance received from the Chicago BBB to the investigative repoters, this looks as though the company is trying to get out of it but they left a paper trail of letters and inquiries that reference the fraud attempted. I also contacted the Chicago District Attorney Office, D.A. Clondict of Cook County (he responded to say that the complaint has been forwarded for inquiry)

So if anyone is being a victim of this companies rip off , please contact the Chicago CBS 2 News investigative reporter or Chicago Tribune reporters. The company has tried to say that the attempt to defraud and rip off does not exsist.

I guess that they did not like inquiries from the media or that I contacted the media.

Karen
norwalk, California
U.S.A.

This report was posted on Ripoff Report on 02/12/2006 08:40 AM and is a permanent record located here: http://www.ripoffreport.com/r/Merchant-Credit-Guide/Chicago-California/Merchant-Credit-Guide-DEVELOPS-CASE-OF-AMNESIA-ripoff-Chicago-Illions-175896. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

Seems Merchant Credit Guide Has Many Deceptive Practices...

AUTHOR: Scott - (U.S.A.)

HAVING RECIEVED A RECENT MAILING FROM MERCHANT AND REVIEWING YOUR COMMENTS, I WOULD BE VERY MUCH INTERESTED IN JOINING YOUR CAUSE! MERCHANT IS ATTEMPTING TO COLLECT ON A 15 YEAR OLD DEBT THAT HAS FAR EXCEEDED STATUTE OF LIMITATIONS.

MY BUSINESS PARTNER IS THE OWNER OF A COLLECTION AGENCY AND IT APPEARS MERCHANT HAS VIOLATED SEVERAL FCRA REGULATIONS. THEIR DECEPTIVE PRACTICES WOULD ACTUALLY CAUSE CONSUMERS TO BELIEVE THAT IF THEY DID NOT RESPOND OR PAY THAT A JUDGEMENT WOULD BE OBTAINED AGAINST THEM. DUPPING CONSUMERS THIS WAY IS NOT ONLY ILLEGAL BUT IT WOULD DAMAGE THEIR CREDIT FOR 7 YEARS OR LONGER.

I AM THE WRONG PERSON TO HAVE SENT SUCH A NOTICE AS I HAVE SPENT 15 YEARS DEVELOPING A SPECIALIZED CONSUMER ASSISTANCE PROGRAM CALLED THE AMERICARE CREDIT PROGRAM AND WE ARE VERY CONCERNED ABOUT THE CONSUMERS LACK OF KNOWLEDGE REGARDING CREDIT AND FICO SCORES. MORE CONCERNING IS THE LACK OF ENFORCEMENT. WE NEED MORE ATTORNEYS TO GET INVOLVED WITH THIS PROBLEM.
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#2 Author of original report

MERCHANT CREDIT GUIDE

AUTHOR: Karen - (U.S.A.)

AFTER MY INITIAL COMPLAINT TO THE FBI FOR MAIL FRAUD BY THE COMPANY, I WAS INFORMED THAT THE COMPANY ALL OF A SUDDEN GOT A NAME CHAGE. SEEMS IT IS ILLEGAL TO USE THE US MAIL FOR ANY TYPE OF FRAUD
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#3 Consumer Suggestion

FILE A COMPLAINT AND GET THE COMPANY RUNNING !!!!!!!!!!!!

AUTHOR: Karen - (U.S.A.)

I recently received an response to my inital complaint aginst MCG / CFB Financhial from the BBB Chicago Illions via e - mail on Friday March 10 2006. The response reads that the business has not made concessions and is refusing to respond in regards to the initial complaint as filled against them of consumer fraud.The Chicago BBB then stated that the company was being given an unsatisfactory rating in thier index of complaint status.

I made a point of stating that any and all response received from the company forwarded to me ,would be forwarded to the Consumer Fraud Investigators at CBS 2 Chicago consumer fraud investigators.

It seems that the company was made aware in my inial complaint investigation response that I also contacted the Media, the Attorney General Office and the News Paper Consumer Fraud Investigators.

The company does not want to have a response noted and or documented . By them refusing to respond ,when made aware that all information would be forwarded to the media ,refusing to give explanations as to my initial complaints would and might incriminate them .......

So it is easy to run!!!!!!!!!!!!!!! so I will forward this information to the consumer fraud investigator DM Tucker CBS 2 News....
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#4 Author of original report

FILE A COMPLAINT AND GET THE COMPANY RUNNING !!!!!!!!!!!!

AUTHOR: Karen - (U.S.A.)

I recently received an response to my inital complaint aginst MCG / CFB Financhial from the BBB Chicago Illions via e - mail on Friday March 10 2006. The response reads that the business has not made concessions and is refusing to respond in regards to the initial complaint as filled against them of consumer fraud.The Chicago BBB then stated that the company was being given an unsatisfactory rating in thier index of complaint status.

I made a point of stating that any and all response received from the company forwarded to me ,would be forwarded to the Consumer Fraud Investigators at CBS 2 Chicago consumer fraud investigators.

It seems that the company was made aware in my inial complaint investigation response that I also contacted the Media, the Attorney General Office and the News Paper Consumer Fraud Investigators.

The company does not want to have a response noted and or documented . By them refusing to respond ,when made aware that all information would be forwarded to the media ,refusing to give explanations as to my initial complaints would and might incriminate them .......

So it is easy to run!!!!!!!!!!!!!!! so I will forward this information to the consumer fraud investigator DM Tucker CBS 2 News....

karen
norwalk ca
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#5 Author of original report

FILE A COMPLAINT AND GET THE COMPANY RUNNING !!!!!!!!!!!!

AUTHOR: Karen - (U.S.A.)

I recently received an response to my inital complaint aginst MCG / CFB Financhial from the BBB Chicago Illions via e - mail on Friday March 10 2006. The response reads that the business has not made concessions and is refusing to respond in regards to the initial complaint as filled against them of consumer fraud.The Chicago BBB then stated that the company was being given an unsatisfactory rating in thier index of complaint status.

I made a point of stating that any and all response received from the company forwarded to me ,would be forwarded to the Consumer Fraud Investigators at CBS 2 Chicago consumer fraud investigators.

It seems that the company was made aware in my inial complaint investigation response that I also contacted the Media, the Attorney General Office and the News Paper Consumer Fraud Investigators.

The company does not want to have a response noted and or documented . By them refusing to respond ,when made aware that all information would be forwarded to the media ,refusing to give explanations as to my initial complaints would and might incriminate them .......

So it is easy to run!!!!!!!!!!!!!!! so I will forward this information to the consumer fraud investigator DM Tucker CBS 2 News....

karen
norwalk ca
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#6 Author of original report

FILE A COMPLAINT AND GET THE COMPANY RUNNING !!!!!!!!!!!!

AUTHOR: Karen - (U.S.A.)

I recently received an response to my inital complaint aginst MCG / CFB Financhial from the BBB Chicago Illions via e - mail on Friday March 10 2006. The response reads that the business has not made concessions and is refusing to respond in regards to the initial complaint as filled against them of consumer fraud.The Chicago BBB then stated that the company was being given an unsatisfactory rating in thier index of complaint status.

I made a point of stating that any and all response received from the company forwarded to me ,would be forwarded to the Consumer Fraud Investigators at CBS 2 Chicago consumer fraud investigators.

It seems that the company was made aware in my inial complaint investigation response that I also contacted the Media, the Attorney General Office and the News Paper Consumer Fraud Investigators.

The company does not want to have a response noted and or documented . By them refusing to respond ,when made aware that all information would be forwarded to the media ,refusing to give explanations as to my initial complaints would and might incriminate them .......

So it is easy to run!!!!!!!!!!!!!!! so I will forward this information to the consumer fraud investigator DM Tucker CBS 2 News....

karen
norwalk ca
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#7 Author of original report

suggestion taken !! Thanx!

AUTHOR: Karen - (U.S.A.)

Steve

I have taken the position that this company has something to hide. I have also taken the steps in contacting several other news organizations - in all I have contacted 50 indivisuals. I am profoundly confidant in my statements as to fraud by the above listed collection agency.
I have also contacted the DA of New York and the Attorney General's Office in Ill.( both by e - mail and certified letter)I intend to have this company looked into and investigated.

I have also contacted the FBI , and have stated my concerns as to mail fraud , by this company because i need to have some clearification as to why this company is using the U.S Mail to commit fraud against the consumer. It is a crime to use the U.S Mail for fraud. !!!!!!!!!!!

So I guess in veiw of your most recent response the company might be getting some kind of feed back , and I so if it is as much !!!!!!!!I am not finished.

Thank you Steve and all other persons and lets keep up the complaints and reporting !!!! to the media, the D.A and the Attorney General ......
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#8 Consumer Suggestion

Info for Karen, re: Merchants Credit Guide aka/ CFB Financial III, LLC

AUTHOR: Steve - (U.S.A.)

Karen,

Here is some info [below] on Merchants Credit Guide Co. It seems as if they are branching out and/or getting ready for a name change or something.

I know we have had differences on here, but we have the same goal here in stopping these jerks from thier illegal practices.

Keep on them!
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Merchants Credit Guide Co. aka/ CFB Financial III, LLC
223 W. Jackson Blvd., #900
Chicago, IL 60606
Phone: (312) 360-3000 888-249-4134-
Fax: (312) 360-3024
Also:
1308 State Highway37
West Frankfort, IL 62896
Phone: (618) 937-4665
Fax: (618) 932-6127

CFB Financial III, LLC
Barry P. Siegal, Agent for Service
55 W. Monroe St. #500
Record Office: 223 W. Jackson Blvd., #900
Chicago, IL 60606

Web Address: http://www.merchantscreditguide.com
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