• Report: #168874

Complaint Review: Merchants Credit Guide Co.

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  • Submitted: Wed, December 21, 2005
  • Updated: Wed, January 18, 2006

  • Reported By:Vista California
Merchants Credit Guide Co.
223 W. Jackson Blvd. Chicago, Illinois U.S.A.

Merchants Credit Guide Co. CFB Financial III, LLC Attempted collection of BK Discharged CC debt Chicago Illinois

*Consumer Suggestion: Robin, A very EASY solution here.

*Consumer Suggestion: CONTACT THE MEDIA AND TELL OF THIS FRAUD" CHICAGO TRIBUNE"

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Received collection letter from MCG for CFB Financial,on old Wells Fargo MC with balance over $5,000. Called to tell them it was discharged in BK 12 yrs ago, but was told it had nothing to do with BK as I received this card in 1999 while living in Georgia. Never lived there...never had credit there, but that didn't seem to matter. They wanted to collect.

Check with BBB: guess what? Many complaints against MCG and same address & principal names as CFB Financial, which has disconnected phones.

Robin
Vista, California
U.S.A.

They are also part of Alyon...

This report was posted on Ripoff Report on 12/21/2005 02:32 PM and is a permanent record located here: http://www.ripoffreport.com/r/Merchants-Credit-Guide-Co/Chicago-Illinois-60606/Merchants-Credit-Guide-Co-CFB-Financial-III-LLC-Attempted-collection-of-BK-Discharged-CC-168874. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

Robin, A very EASY solution here.

AUTHOR: Steve - (U.S.A.)

These people are scavenger debt buyers, and there is a good chance the account in question is not even yours.

They probably did not have SS# or DOB info on this account, so they sent a letter to everyone with your name.

Do not talk to them on the phone. EVER.

DEMAND that all communications be in writing.

DO NOT give them any info re: your SS#, DOB, Employer, bank accts, etc.. NOTHING!!!

Send them a request for validation of the debt and specify that it is not yours, and you want to see something you signed and an account history. Send this by certified mail, return reciept requested, and put the certified # on the letter and make a copy for your records.

Specify in that letter that they are not to call you, and all communications must be in writing as stated above.

Go to the FTC website and read and print the FDCPA.

Good luck!
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#2 Consumer Suggestion

CONTACT THE MEDIA AND TELL OF THIS FRAUD" CHICAGO TRIBUNE"

AUTHOR: Karen - (U.S.A.)

I HAVE ALSO HAD A PROBLEM WITH THIS COMPANY TRYING TO DO THE SAME THING,COLLECT ON A BANKRUPTCY ACCOUNT.I FILLED BANKRUPTCY 21 YEARS AGO , AND THE COMPANY IS TRYING TO COLLECT ON THAT VERY ACCOUNT, FRAUD!!!!!! SERCHED AROUND AND HAVE FOUND THA THIS COMPANY IS VERY BOUGAS AND A MAJOR DEBT COLLECTOR COMPANY.

I CONTACTED THE CHICAGOTRIBUNE ON MONDAY JANUARY 16 '2006 AND SPOKE WITH A REPORTER. YOU SHOULDCALL A REPORTER AND TELL SOMEONE ABOUT THIS MAJOR FRAUD....

THIS FRAUD ON A MAJOR LEVEL.......


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