• Report: #209783

Complaint Review: Merchants Credit Guide

  • Submitted: Wed, September 06, 2006
  • Updated: Tue, September 19, 2006

  • Reported By:riverside California
Merchants Credit Guide
223 W Jackson Blvd Chicago, Illinois U.S.A.

Merchants Credit Guide ripoff Scam Chicago Illinois

*Consumer Suggestion: Rick...Here's what happened..re: Merchant's Credit Guide

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I received a letter stating I owed a debt to MCI Communication Services. I have NEVER EVER used MCI I tried to speak with someone at the office but they rudely hung up on me. They want me to dispute this but are not willing to talk with me. The letter I received was very poorly written with very bad grammar. I think a grade schooler could have done better! In my letter this collection agency is collecting for another collection agency why? What was wrong with the first agency? Oh yeah they are also on the the Rip-Off report Midland Credit Management!!!!! What a scam!!!!!

Riverside, California

This report was posted on Ripoff Report on 09/06/2006 04:35 PM and is a permanent record located here: http://www.ripoffreport.com/r/Merchants-Credit-Guide/Chicago-Illinois-60606/Merchants-Credit-Guide-ripoff-Scam-Chicago-Illinois-209783. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Rick...Here's what happened..re: Merchant's Credit Guide

AUTHOR: Steve - (U.S.A.)


Merchant's Credit Guide Co are debt collectors and PRIMARILY...JUNK DEBT BUYERS. They buy old time barred debts for about 1/10th of a penny on the dollar that they know they canot document or legally collect...But they try anyway!

You mast have the same or similar name to the person that actually owed the money. They just send the same letter to everyone with that name in a fishing expedition and they do the same on the phone..They just hope to get lucky.

NEVER speak to ANY collector on the phone. It will NEVER do anything positive for you, and will in most cases make your situation worse.

Upon first contact, ALWAYS send the CEASE COMMUNICATIONs request as per you rights under the FDCPA.

Send all communications by certified mail, return reciept requested. Put the certified# on the letter itself and keep a copy for your records.

If that fails, pound every fax machine they have with 150-200 pages of your letter about an hour after they close. This works every time!

Here's the info:
Agency Details

Merchants Credit Guide Co.
aka/CFB Financial III, LLC
223 W. Jackson Blvd., #900
Chicago, IL 60606
Phone: (312) 360-3000 888-249-4134-
Fax: (312) 360-3024

1308 State Highway 37
West Frankfort, IL 62896
Phone: (618) 937-4665
Fax: (618) 932-6127

CFB Financial III, LLC
Barry P. Siegal, Agent for Service
55 W. Monroe St. #500
Record Office: 223 W. Jackson Blvd., #900
Chicago, IL 60606

Web Address: http://www.merchantscreditguide.com
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