• Report: #74379

Complaint Review: Merrick Bank Aka Nexcard

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  • Submitted: Mon, December 08, 2003
  • Updated: Mon, December 08, 2003

  • Reported By:Westminster Colorado
Merrick Bank Aka Nexcard
PO Box 5721 Hicksville, New York U.S.A.
  • Phone: 800-253-2322
  • Web:
  • Category: Banks

Merrick Bank Aka Nexcard To receive a refund for charges due to banking error and to close my acct (due to outrageous 35% interest rate) I pd bal & now can't get refund for fees Hicksville New York

*Consumer Suggestion: If the interest rate was35%, you can get those suckers

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My bank put a hold on a large deposit causing two NSF payments to Merrick Bank. I not only replaced the funds, but wanted to pay off the balance and close my acct. I was told I needed to pay additionalcharges pending and would be refunded $165.00 per my request after my payment had posted and cleared my bank.

I provided documentation of the bank error, paid off the balance including charges not reflected on my statement, only to find that I "must have been misinformed"...that it was not their policy to refund any such fees.

On the bright side, I'm rid of the expense of having a card with them (outrageous interest and annual fee assessed monthly), but they did not do nor apologize for this discrepancy even when I told them I intended to report them to the appropriate regulatory agencies. Any suggestions???

Annette
Westminster, Colorado
U.S.A.

This report was posted on Ripoff Report on 12/08/2003 04:15 AM and is a permanent record located here: http://www.ripoffreport.com/r/Merrick-Bank-Aka-Nexcard/Hicksville-New-York-11802-5721/Merrick-Bank-Aka-Nexcard-To-receive-a-refund-for-charges-due-to-banking-error-and-to-close-74379. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

If the interest rate was35%, you can get those suckers

AUTHOR: Cindy - (U.S.A.)

In New York State, they are allowed maximum 24.99% interest. Contact the attorney general in NY. They can not, by law, charge more than 24.99% interest ever.
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