• Report: #577414

Complaint Review: MetLife And UNUM Provident Disability Insurance Company

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  • Submitted: Wed, March 03, 2010
  • Updated: Thu, May 24, 2012

  • Reported By: c. — lawrenceville New Jersey United States of America
MetLife And UNUM Provident Disability Insurance Company
Internet United States of America

MetLife And UNUM Provident Disability Insurance Company, first unum life insurance, stopped payments after 4 years when i was in worse conditon will not accept that i cannot work, Internet

*General Comment: Insurance companies may refuse legitimate claims for long term disability benefits

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i have been disabled for over for years unum started paying long term disability benefits to me as of 7/25/05.  my condition has worsen each year and unum kept paying until may of 2009.  they decided that i was fit to work (sedentary work like i did as an exec asst).  I cannot walk, sit up nor stand without assistance, i am bedridden except when i ihave a doctors appt then my son has to assist me in getting dressed and to the doctors office where i am in a wheelchair.  unum have never sent a doctor examine me, nor have they believed the case worker who came to my home.  i have been to a zillion doctors and they so far have come up with graves disease unstable thyroid, fibromyalgia and possibly parkinsons disease.  is it possible that i want to be inthis condition?????  i became disabled at 53 and i had worked 37 years.  i don't know what unum expects me to do to show them that i am disabled and entitled to my long term disability benefits, which, by the way, i pay into.

this company harrasses it's disabled and sick people so that enough of us will just give up and then they will be happy to stop the benefitss.

this is the worst rip off ever, because when you are disabled all you can collect is maybe social security.  i don't wish bad things on anyone, but i certainly do believe in  karma.


This report was posted on Ripoff Report on 03/03/2010 01:15 PM and is a permanent record located here: http://www.ripoffreport.com/r/MetLife-And-UNUM-Provident-Disability-Insurance-Company/internet/MetLife-And-UNUM-Provident-Disability-Insurance-Company-first-unum-life-insurance-stopp-577414. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 General Comment

Insurance companies may refuse legitimate claims for long term disability benefits

AUTHOR: SonjaKathryna - (United States of America)

Hi, my name is Sonja, & Im with the disability rights group from Sokolove Law.  We have been reviewing thousands of potential claims where insurance companies refuse long-term disability benefits to someone who has a legitimate claim. Too often, legitimate claims are denied
because insurance companies look for every possible legal and technical angle available that will allow them to deny a valid claim. When an insurer does not live up to its end of the contract, they act on what is called bad faith. 

For folks interested in learning more about bad faith practices of insurance companies, there is great information available at http://awe.sm/5o82i . If your claim has been rejected, I want you to know your rights and options. Call our office toll-free at 800-581-6943 to learn about your options and receive a free legal consultation.
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