- Report: #328691
Complaint Review: Midland Credit Management, Inc. (A.K.A Encore Capitol Group)
| Midland Credit Management, Inc. (A.K.A Encore Capitol Group) 8875 Aero Dr. Ste 200
San Diego, California U.S.A. |
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Midland Credit Management, Inc. (A.K.A Encore Capitol Group)Midland Credit Management, Inc. (A.K.A Encore Capitol Group) Attempts to collect fictional debts against the elderly wife of a man dead 11 years. San Diego California
*Consumer Suggestion: This is why you NEVER speak to ANY third party debt collector on the phone!!
*Author of original report: Midlan Credit Management attempts to collect debts of First Consumer National Bank
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Other than failing to confirm the man and the debt they lied and mislead in several ways:
The employees claim they have 600+ total employment.
The refuse to offer the call to supervisory staff.
They claim to have 4 branch locations.
They refuse to acknowledge their street address.
They hanged up on my mother when she told them he was dead for 11 years.
They refuse to discuss the items supposedly purchased from Spiegal.
They claim they have the right to collect a debt as old as 1976.
I have contacted the States Attourney Generals office for a complaint form and am in the process of fililng a complaint with the FTC.
Does anyone know if this company can be shut down for fraud in trying to collect debts obviously outside the statute of limitations and against dead people?
Steve
Saint Louis, Missouri
U.S.A.
This report was posted on Ripoff Report on 04/24/2008 03:20 PM and is a permanent record located here: http://www.ripoffreport.com/r/Midland-Credit-Management-Inc-AKA-Encore-Capitol-Group/San-Diego-California-92123-2255/Midland-Credit-Management-Inc-AKA-Encore-Capitol-GroupMidland-Credit-Management-Inc-328691. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Suggestion
This is why you NEVER speak to ANY third party debt collector on the phone!!
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Friday, April 25, 2008
Second, the original "creditor" is in no way involved here. That "debt" was most likely sold many times and probably this last junk debt buyer paid 1/10th of a penny on the dollar for it, if that.
That is the definition of a JUNK DEBT.
NEVER speak to these crackheads on the phone. Demand everything in writing, then send a CEASE COMMUNICATIONS request as per the FDCPA provisions.
#2 Author of original report
Midlan Credit Management attempts to collect debts of First Consumer National Bank
AUTHOR: Stevels - (U.S.A.)
SUBMITTED: Thursday, April 24, 2008
See the list of complaints on Rip-Off about FCNB:
http://www.ripoffreport.com/searchresults.asp?q1=ALL&q5=First+Consumers+National+Bank&submit2=Search!&q4=&q6=&q3=&q2=&q7=&searchtype=0

