- Report: #431821
Report - Rebuttal - Arbitrate
Complaint Review: Midland Credit Management Inc. / fcnb Newport News
Midland Credit Management Inc. / fcnb Newport NewsP.o. Box 12421, Oaks, Pennsylvania U.S.A.
Midland Credit Management Inc. / fcnb Newport News got letter of impending legal action from midland credit management for fcnb/newport news. have not gotten any bills from this company so did not know i had an outstanding balance. Oaks Pennsylvania
*Consumer Comment: consumer suggestion
*Consumer Suggestion: Contact Legal Aid
*Consumer Suggestion: Advise
They are informing me of pending legal action on the behalf of FCNB/Newport News. They wanted to be contacted by 3-8-09. Even though this letter was dated 2-6-09, I did not get it until 3-4-09, PM. I did try to call the 800 # on the letter. Could not get through. I wrote a letter to them and sent them the information that I have. I do not have the minimum $250.00 that they demanded as partial payment. I requested a reasonable payment plan.
Have yet to hear from them. I emailed a letter outlining my circumstances and asked for comfirmation od email and a payment plan.
I was laid off from my regular job a year ago and have just now found work, but it is on a commission basis, and the way the economy is I don't get a regular paycheck and I never know how much it's going to be.
I need to avoid legal action. I do not have money for a lawyer and do not have the money to pay this off. Anyone with any suggestions I will welcome them.
This report was posted on Ripoff Report on 03/07/2009 03:19 PM and is a permanent record located here: http://www.ripoffreport.com/r/Midland-Credit-Management-Inc-fcnb-Newport-News/Oaks-Pennsylvania-19456/Midland-Credit-Management-Inc-fcnb-Newport-News-got-letter-of-impending-legal-action-fr-431821. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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