Midland Funding Giving false information on credit report intentionally Middletown Delaware

www.azleg.state.az.us

AZ Statute 12-543
List the SOL as three years / after which time the debts are considered "time-barred" and the collector may not use the courts to collect according to the FTC.

Start by doing this:

Send this debt collector a letter via Certified Mail with Return Receipt (NOT regular mail) stating:

I cannot officially respond to your claim until validation is made for the alleged debt. I am officially requesting validation of your claim, to include:

- A copy of the original application with my signature for this alleged debt
- How much was this debt purchased for?
- Provide a fully itemized statement for the amount you are asking which clearly details how this amount over the amount that was paid for this debt was calculated, including the interest rate being charged. Confirm that this rate falls within state usury limits
- What is the Date of Last Activity being used to calculate the Statute of Limitations for the alleged debt

This letter has been mailed via Certified Mail with Return Receipt. Receipt of this letter is being officially time stamped.
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* DO NOT sign your signature on any document that you mail to a debt collector. It could end up on a forged document that can be used against you. Simply type your full name.