• Report: #260431

Complaint Review: Midland Funding

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  • Submitted: Thu, July 12, 2007
  • Updated: Sun, December 14, 2008

  • Reported By:Spindale North Carolina
Midland Funding
222 Central Park Avenue Virginia Beach, Virginia U.S.A.

Midland Funding - Dominian Law Associates - Aspire Bank Literally Screwed Me! Ripoff Virginia Beach Virginia

*Consumer Comment: Christopher...I don't see the connection here..HOW did Aspire rip you off?

*Consumer Comment: I TOO WAS SCAMMED AND ALMOST HAD NY CREDIT DINGED BY ASPIRE

*Consumer Comment: I TOO WAS SCAMMED AND ALMOST HAD NY CREDIT DINGED BY ASPIRE

*Consumer Comment: I TOO WAS SCAMMED AND ALMOST HAD NY CREDIT DINGED BY ASPIRE

*Consumer Comment: I TOO WAS SCAMMED AND ALMOST HAD NY CREDIT DINGED BY ASPIRE

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Before coming to this site, I had fallen an innocent victim to Aspire Visa. Upon opening the accout, these jerks drained the account dry and tried to stick me with the bill. Like many of the other reports that I have read dealing with this issue, I lost count of how many reports there is on this site about the abuse that these creeps put people through, 390? Um, now make 391.

I have repeatedly told them that I did not have the resources to pay because I do not currently have a job. I have been turned down for jobs because these fat-cat yo-yos messed up my credit. Now, they are serving me with a lawsuit for $1010.48 + 8% +costs.

Elizabeth Neu, in my opinion the most twisted attorney working for Midland Funding LLC. She has stated in her affidavit that she does not consider me "incapacitated person and I will provide evidence on the contrary with my attorney. I live in apartments owned and operated by MHA-NC, and in order to live there, you have to have a history of mental illness, by which I do. I am going to turn the tables somehow and not only get a dismissal, but I also plan to go after her and Midland Funding, LLC for harrassment, slander, punitive damages, and slander. If it is a fight that Midland Funding LLC and Dominian Law Associates want, it is a fight that they will get. I am even going to raise the stakes even higher, I am going to ask for arrangements for a Federally Appointed Lawyer through Pisgah Legal.

If they want to violate my rights under the FDCPA, I am ready to bring out the big guns... Roy Cooper, Attorney General, North Carolina, Alberto Gonzales or a representative of his, I am willing to gather dirt on them and bring it before a Federal Court. If you are considering a Class-Action lawsuit against crooked creditors, count me in!

Christopher
Spindale, North Carolina
U.S.A.

This report was posted on Ripoff Report on 07/12/2007 01:25 PM and is a permanent record located here: http://www.ripoffreport.com/r/Midland-Funding/Virginia-Beach-Virginia-23462/Midland-Funding-Dominian-Law-Associates-Aspire-Bank-Literally-Screwed-Me-Ripoff-Virgi-260431. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

Christopher...I don't see the connection here..HOW did Aspire rip you off?

AUTHOR: Steve - (U.S.A.)

Christopher,

Your post makes absolutely no sense whatsoever.

I fail to see the connection here as to how Aspire Visa ripped you off.

It appears that you are having collections issues with a third party debt collector, but still, I do not see the connection to Aspire.

Did you by chance authorize a payment to Midland Funding and gave them permission to take a payment against your Aspire Visa Card?

You admitted that you are unemployed and unable to pay Aspire. So, it appears that you are ripping them off, not the other way around.

Please explain.
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#2 Consumer Comment

I TOO WAS SCAMMED AND ALMOST HAD NY CREDIT DINGED BY ASPIRE

AUTHOR: Stan Hardie - (U.S.A.)

I had been a customer of Aspires for over 4 years and had a credit limit of $ 7500. i received a letter on Dember 14, 2008 that stated effectifve immediately that my credit limit had been closed and that the balance on my account of $ 432 plus a whopping $ 100 in additional credit and also explains in the letter that I had the option of attempting to use the card through December 24, 2008 with no gusrantee that the charges would be approved.
I have never been late, missed a payment or went over my limit in the 4 years I had this account. I also have four other najir credit cards with a total credit limit broke down as follows: 1) Capital One Business Account with a limit of $ 50,000, 2) Capital One Personal Account $ 30, 000 Limit, 3) Washington Mutual Business Account $ 95,000 4) Discover Card Servoces $ 35,000 with a total of $ 250,000 in available credit. I apoke with each card company seperately and each of the Creditor information specialisst told me that since I had a FICO Score of 833 and a PAYDEX (Business Account Credit SCORE) Score of 87-Paydex scores range from 0-100 with anything above 80 is an A and the FICO score is considered to be excellent.
Another problem with Aspire is i feel that they owe all of us a refund immediately as they are doing nothing but earning money off of our annual fees that they have collected.
LET"S ALL BAN TOGETHER AND TAKE SOME ACTION WITH THE POSSIBILITY OF A CLASS ACTION LAWSUIT AND ALSO FILE COMPLAINTS WITH THE STATES ATTY AND THE FTC. CONTACT ME AT (((ROR redacted))) and I wil work on finding sime legal avenues for CICTIMS OF ASPPIRE.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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#3 Consumer Comment

I TOO WAS SCAMMED AND ALMOST HAD NY CREDIT DINGED BY ASPIRE

AUTHOR: Stan Hardie - (U.S.A.)

I had been a customer of Aspires for over 4 years and had a credit limit of $ 7500. i received a letter on Dember 14, 2008 that stated effectifve immediately that my credit limit had been closed and that the balance on my account of $ 432 plus a whopping $ 100 in additional credit and also explains in the letter that I had the option of attempting to use the card through December 24, 2008 with no gusrantee that the charges would be approved.
I have never been late, missed a payment or went over my limit in the 4 years I had this account. I also have four other najir credit cards with a total credit limit broke down as follows: 1) Capital One Business Account with a limit of $ 50,000, 2) Capital One Personal Account $ 30, 000 Limit, 3) Washington Mutual Business Account $ 95,000 4) Discover Card Servoces $ 35,000 with a total of $ 250,000 in available credit. I apoke with each card company seperately and each of the Creditor information specialisst told me that since I had a FICO Score of 833 and a PAYDEX (Business Account Credit SCORE) Score of 87-Paydex scores range from 0-100 with anything above 80 is an A and the FICO score is considered to be excellent.
Another problem with Aspire is i feel that they owe all of us a refund immediately as they are doing nothing but earning money off of our annual fees that they have collected.
LET"S ALL BAN TOGETHER AND TAKE SOME ACTION WITH THE POSSIBILITY OF A CLASS ACTION LAWSUIT AND ALSO FILE COMPLAINTS WITH THE STATES ATTY AND THE FTC. CONTACT ME AT (((ROR redacted))) and I wil work on finding sime legal avenues for CICTIMS OF ASPPIRE.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Respond to this report!
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#4 Consumer Comment

I TOO WAS SCAMMED AND ALMOST HAD NY CREDIT DINGED BY ASPIRE

AUTHOR: Stan Hardie - (U.S.A.)

I had been a customer of Aspires for over 4 years and had a credit limit of $ 7500. i received a letter on Dember 14, 2008 that stated effectifve immediately that my credit limit had been closed and that the balance on my account of $ 432 plus a whopping $ 100 in additional credit and also explains in the letter that I had the option of attempting to use the card through December 24, 2008 with no gusrantee that the charges would be approved.
I have never been late, missed a payment or went over my limit in the 4 years I had this account. I also have four other najir credit cards with a total credit limit broke down as follows: 1) Capital One Business Account with a limit of $ 50,000, 2) Capital One Personal Account $ 30, 000 Limit, 3) Washington Mutual Business Account $ 95,000 4) Discover Card Servoces $ 35,000 with a total of $ 250,000 in available credit. I apoke with each card company seperately and each of the Creditor information specialisst told me that since I had a FICO Score of 833 and a PAYDEX (Business Account Credit SCORE) Score of 87-Paydex scores range from 0-100 with anything above 80 is an A and the FICO score is considered to be excellent.
Another problem with Aspire is i feel that they owe all of us a refund immediately as they are doing nothing but earning money off of our annual fees that they have collected.
LET"S ALL BAN TOGETHER AND TAKE SOME ACTION WITH THE POSSIBILITY OF A CLASS ACTION LAWSUIT AND ALSO FILE COMPLAINTS WITH THE STATES ATTY AND THE FTC. CONTACT ME AT (((ROR redacted))) and I wil work on finding sime legal avenues for CICTIMS OF ASPPIRE.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Respond to this report!
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#5 Consumer Comment

I TOO WAS SCAMMED AND ALMOST HAD NY CREDIT DINGED BY ASPIRE

AUTHOR: Stan Hardie - (U.S.A.)

I had been a customer of Aspires for over 4 years and had a credit limit of $ 7500. i received a letter on Dember 14, 2008 that stated effectifve immediately that my credit limit had been closed and that the balance on my account of $ 432 plus a whopping $ 100 in additional credit and also explains in the letter that I had the option of attempting to use the card through December 24, 2008 with no gusrantee that the charges would be approved.
I have never been late, missed a payment or went over my limit in the 4 years I had this account. I also have four other najir credit cards with a total credit limit broke down as follows: 1) Capital One Business Account with a limit of $ 50,000, 2) Capital One Personal Account $ 30, 000 Limit, 3) Washington Mutual Business Account $ 95,000 4) Discover Card Servoces $ 35,000 with a total of $ 250,000 in available credit. I apoke with each card company seperately and each of the Creditor information specialisst told me that since I had a FICO Score of 833 and a PAYDEX (Business Account Credit SCORE) Score of 87-Paydex scores range from 0-100 with anything above 80 is an A and the FICO score is considered to be excellent.
Another problem with Aspire is i feel that they owe all of us a refund immediately as they are doing nothing but earning money off of our annual fees that they have collected.
LET"S ALL BAN TOGETHER AND TAKE SOME ACTION WITH THE POSSIBILITY OF A CLASS ACTION LAWSUIT AND ALSO FILE COMPLAINTS WITH THE STATES ATTY AND THE FTC. CONTACT ME AT (((ROR redacted))) and I wil work on finding sime legal avenues for CICTIMS OF ASPPIRE.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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