- Report: #409853
Report - Rebuttal - Arbitrate
Complaint Review: Midland Morgage Co.
Midland Morgage Co.P O Box 268888 Oklahoma City, Oklahoma U.S.A.
Midland Morgage Co., Oklahoma City, Ok. worst customer service, I already fear they are preparing to steal our homes and credit ratings after buying us from GMAC mortgage company in November of "08" Oklahoma City Oklahoma
*Consumer Comment: gmac and equicredit one in the same
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I then called Midland and they promised me they would have an online payment program set up by the 1st of the year. My 1st payment due them was Jan 1, 09. I mailed the payment on Jan2nd. today is Jan 8th and I have been watching my accounts and find they still have not cashed my check. I called their offices...the snotty woman on the other end said they can't cash a check I didn't send!! I informed her I was concerned as I didn't want any problems with their bank and they have no internet payment process and no local payment agencies. She said that they had no plans of doing either and it is our responsibility to be sure they have they payments on time and they cannot be responsible for lost mail deliveries....but apparently we are!!!! She said I can mail another payment...which would bounce to high heaven if it would clear at the same time as the 1st one. Or pay on the final day by phone and pay extra $20 or the late fee the day after of $31.97.
I think this is their way of lining their pockets and setting people up to steal their homes thru forced forclosures. I don't feel I am jumping the gun here as I had this happen with a company called Equicredit/Select Service ...out of Utah years ago, and even though Bankruptcy courts ended up filing against them for contempt....I still lost my house, my cars, my job.....etc....I am not about to sit by and watch this happen again!!!!!
I checked with my bank about electronic payments to find out that they only mail a check as well, that was a big surprise!! So that doesn't help either. So, I have decided to watch this very carefully. If need be, I will pay again this month but from now on I will send it to them with certified mail, signature requested and keep all my documents...I suggest you do the same, as I had kept a copy of the payment slip and the check I mailed and was told that that doesn't prove anything till they get the payment and post it. What is the consumer to do????
All I want in the latter years of my life is a home and as few hassles as I can get. Now, here we go again on a rollercoaster caused by greed of someone else!!!! How do these people get away with being licensed and handling peoples lives in such a irresponsible way???
This report was posted on Ripoff Report on 01/08/2009 08:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/Midland-Morgage-Co/Oklahoma-City-Oklahoma-73126-8888/Midland-Morgage-Co-Oklahoma-City-Ok-worst-customer-service-I-already-fear-they-are-pr-409853. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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