Midlant Credit Management (MCM) Harrasing calls. Phoenix, Arizona

I've been receiving calls almost nightly at the same time from the same number 1-800-265-8825.

Last Friday, I finally was home to answer. The call was from Sarah Williams..an agent that works with Midlant Credit Management.  She was looking for my wife. I told her she was not home, if there was anything I could do. She said she was attempting to collect a debt of $728.23 for an unpaid credit card.

I asked what type of credit card, and knew right away this could not be possible. Neither my wife or I have ever owned a Gold Visa credit card of any type.

(Keep in mind, she never asked for my name)I told her that neither one of us have ever owned any gold Visa cards. She became insistent, and started to threaten me with reporting this information to the credit bureaus. She verified my phone number and address as correct. I've had this phone number for over ten years, so it's not like I took it from anyone else.  I then asked that since she has my wife information to please give me the last four of the social security number she was looking for.  The numbers were not even close.  I know my wife's social security better than mine...anyone in the military would understand why.

Anyway, I told her that to report it to the credit bureaus, she would need the correct social security number.  She was calling the wrong person. She asked how the phone number and address match then..are you kididng me? Anyone can go to a yellow pages and find name/address/phone information!

Anyways, I asked her to please take my phone number off her list, because she had the wrong person.  Calls are still coming in from the same number 1-800-265-8825.

My wife and I were unable to find then in her credit report (or mine for that matter, we checked to make sure).  We're waiting atleast for another month or two to check again.

I wish they would stop calling though. I've already talked to the same person for three nights in a row, and actually screamed at her.  Is there anyway to stop this harrasment?

I"ve never received any letter from MCM or (suppposedly the original debt as per Sarah) Urban Trust Bank.

By the way, the number she gave me to call back is 1-800-265-8825 x53354.

If these calls don't stop soon, I will be calling them back...at 1, 2, or 3 in the morning.