Miguel A Ibanez Alias:
Miguel Ibanez, Miguel Angel Ibanez Spouse:
Norma G Ibanez Occupation:
finance director at Toyota of Lewisville since March 2005 E-mail: email@example.com
, firstname.lastname@example.org Home address:
- 4845 Summer Oaks Ln
- Fort Worth, Texas 76123-4651
- Toyota of Lewisville
- 1574 S Stemmons Fwy
- Lewisville, TX 75067-6312
- Phone: 888-805-6888 or 469-671-5500
Over the summer, I went shopping for a new car at Toyota of Lewisville. [continued below]....
..... I chose the car I wanted and finalized the purchase through the finance director, Miguel Angel Ibanez.
At first he quoted me an interest rate of 5.50% at 60 months, but when I looked over the contract, it said, 6.50% in the fine print at 72 months.
I made note of it to Mr. Ibanez and he offered to change it right away. My mistake. Im sorry, he said.
To add more confusion to the deal, he tried to sell me on a cheap extended warranty for an additional $2,000 for up to 100,000 miles through a warranty company I never even heard of but said that it was reputable through Toyota of Lewisville. I said, OK.
Then he tried to sell me on a 15-month oil change package to which I responded with a resounding YES!
When he presented me the new finance contract to me, I noticed that he had raised the interest rate in his favor to 6.60% and not the 5.50% that he mentioned in the first place. Not only that, the terms of the extended warranty was written for 75,000 and not 100,000 miles and the oil change package was written for 12 months and not the 15 months that we had agreed on.
I said, what the heck is this?? I argued with him that he had been trying to screw with us and that he is using his roots from Lima, Peru to get on my good side in order to win me over.
What would his wife, Norma, think if she knew that he was screwing over his own customers especially customers from the Peruvian community in DFW?
I was pissed that he would pull a fast one on me and that he was taking advantage of me since my English is not so good (I had a friend help me write this post.). When I asked him about the 5.50% terms, he reneged on his deal and came back with I never said 5.50%. Youre dreaming, my friend. Oooooh, I was pissed.
Dont ever finance your car through this crooked finance director, Miguel Angel Ibanez, husband of Norma G Ibanez, because he already screwed me twice on the finance contract.
What the heck is he thinking? I just wonder if Rene Isip knows that he has a crook on his staff of financiers.
Miguel Angel Ibanez is not to be trusted and should be avoided. If you get him, ask for another finance manager. His dishonesty will not benefit you.
Now I see where all his commission goes. It goes into his big, fat stomach. What a flake! It looks to me that pork shop needs to lose some weight instead of living fat (and dishonestly) off his customers.