STAY AWAY!!! MILANJ DIAMONDS ENGAGES IN DECEPTIVE BUSINESS PRACTICES!!!
My girlfriend and I were looking (and I stress, we were only LOOKING) at engagement rings at Milanj. The salesperson was incredibly pushy and, at times, downright rude. Despite being told that we absolutely were not going to make a purchase on the spot, he insisted that we at least consider our options. He basically kept trying to "work a deal."
The salesperson insisted that I should at least see what kind of financing I might qualify for in the event that I may make a future purchase. This seemed reasonable to me, so I authorized what I thought was only a "soft" inquiry into my credit history. I asked the salesperson MULTIPLE times to clarify what exactly he would be doing when he said he was going to "run some numbers." He stated that he was NOT processing an application for a retail line of credit and that he was only determining if I would qualify for financing.
Fast forward to a few weeks after our visit to Milanj, and now I have received a Milanj credit card in the mail, issued by Wells Fargo, with a retail line of credit with a $6,200 limit! I DID NOT AUTHORIZE THIS!!! MILANJ DIAMONDS OPENED THIS LINE OF CREDIT WITHOUT MY PERMISSION!!!
I immediately called and closed the account, but the damage has been done. The "hard" inquiry into my credit history has cost me points off my credit score. The closing of the account has cost me points off my credit score. My girlfriend and I are at a point in our lives where we are ready for marriage and settling into a home. Every point that has come off my credit score will be held against me when it comes time to apply for a mortgage loan.
Milanj Diamonds has effectively hurt me financially for YEARS to come. And when I called to speak to the manager, he was dismissive and rude, claiming that "his people would never do such a thing." He, in essence, called me a liar!
NEVER DO BUSINESS WITH MILANJ DIAMONDS. THEY ARE DISHONEST AND ONLY CARE ABOUT TAKING YOUR MONEY!!!
I have honestly never been more disgusted with a place of business in all my life.