- Report: #966579
Report - Rebuttal - Arbitrate
Complaint Review: Milanj Diamonds
Milanj Diamonds160 North Gulph Road King of Prussia, Pennsylvania United States of America
Milanj Diamonds OUTRAGED BY DECEPTION! King of Prussia, Pennsylvania
*UPDATE Employee: The writer is, unequivocally, incorrect
My girlfriend and I were looking (and I stress, we were only LOOKING) at engagement rings at Milanj. The salesperson was incredibly pushy and, at times, downright rude. Despite being told that we absolutely were not going to make a purchase on the spot, he insisted that we at least consider our options. He basically kept trying to "work a deal."
The salesperson insisted that I should at least see what kind of financing I might qualify for in the event that I may make a future purchase. This seemed reasonable to me, so I authorized what I thought was only a "soft" inquiry into my credit history. I asked the salesperson MULTIPLE times to clarify what exactly he would be doing when he said he was going to "run some numbers." He stated that he was NOT processing an application for a retail line of credit and that he was only determining if I would qualify for financing.
Fast forward to a few weeks after our visit to Milanj, and now I have received a Milanj credit card in the mail, issued by Wells Fargo, with a retail line of credit with a $6,200 limit! I DID NOT AUTHORIZE THIS!!! MILANJ DIAMONDS OPENED THIS LINE OF CREDIT WITHOUT MY PERMISSION!!!
I immediately called and closed the account, but the damage has been done. The "hard" inquiry into my credit history has cost me points off my credit score. The closing of the account has cost me points off my credit score. My girlfriend and I are at a point in our lives where we are ready for marriage and settling into a home. Every point that has come off my credit score will be held against me when it comes time to apply for a mortgage loan.
Milanj Diamonds has effectively hurt me financially for YEARS to come. And when I called to speak to the manager, he was dismissive and rude, claiming that "his people would never do such a thing." He, in essence, called me a liar!
NEVER DO BUSINESS WITH MILANJ DIAMONDS. THEY ARE DISHONEST AND ONLY CARE ABOUT TAKING YOUR MONEY!!!
I have honestly never been more disgusted with a place of business in all my life.
This report was posted on Ripoff Report on 11/08/2012 04:44 PM and is a permanent record located here: http://www.ripoffreport.com/r/Milanj-Diamonds/King-of-Prussia-Pennsylvania-19406/Milanj-Diamonds-OUTRAGED-BY-DECEPTION-King-of-Prussia-Pennsylvania-966579. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.
Advertisers above have met our
strict standards for business conduct.