Mohawk Auto horrible customer service and ridiculous fees and interest, taking advantage of people with sub-par credit Schenectady, New York

You said it perfectly...they charge a high interest rate because people have SUBPRIME credit.  Who gave you SUBPRIME credit?  YOU have SUBPRIME credit because YOU gave yourself a documented and verified reputation of NOT paying your bills on time.  The reason for a high interest rate is many people with SUBPRIME credit fail to make their payments on time.  Surprise, surprise, YOU aren't making your payments on time!  Oh I see, its the bank's fault, right?  Problems with the checking account?  What is that, overdraft fees because you don't keep a check register and continue to use the card/write checks when you don't have a clue what the balance is?

If you want a low APR, then start developing an excellent payment record.  You are not ENTITLED to a low APR with your credit reputation.

Any mechanical problems are a separate issue from you paying your bills on time. 

My best friend bought a vehicle from Mohawk Auto Center. The day my friend picked up her vehicle from the dealer she offered to babysit my 5 month old son. That night while I was still out I received a phone call from her that while she was driving in this new vehicle she purchased from Mohawk auto center her brakes completely failed and her emergency brake also didn't work at all.

 She had to park the vehicle and have it brought in the next day. If this car had been completely and accurately inspected for NYS and pass then why did the brakes fail completely upon the day of picking it up with no emergency brake working at all! I thank God that her, her children, and my son were not harmed!

This could have resulted in SERIOUS injury! I am furious that this dealer would let a vehicle off their lot with those issues and KNOWINGLY endanger people's lives. Why do I say KNOWLINGLY? I was informed by a salesman from Mohawak Auto that none of the cars on the lot are looked at by this dealer until someone signs to buy the vehicle. Very very shady. I think this company needs to be reviewed by NYS to ensure that they are inspecting cars properly so that this doesn't happen to someone else and that no other lives are put in danger.

My fianc and I WILL be speaking to a party about this endangerment issue.