Morgan and Associates Fraud, Pay Day Loan, Attorney, San Antonio, Texas

I received a phone call at work from a man with a very thick Indian accent who stated he was calling from Morgan & Associates in San Antonio, TX. He went on to state a lawsuit is being filed against my name and SSN for an outstanding payday loan I received in 4/2010. He went on to recite the last four of my SSN,  date of birth, and the name of my current bank. When he said the money was depoisted into my bank account at my current bank in April that was my first red flag, I've only been with this bank since June. When asked for the name of the company and the contact number because there is a mistake, he said he couldn't give me that information. He said the loan was for $450, they are suing for over $5000; but I could settle for about $1000 with an OOCR (out of court resolution).  I told him I'm not paying for a debt I don't have. He proceeded with legal threats, stated he hopes I have a good attorney, more threats. Finally I hung up. I've called the number back three times, each time a different name, same accent and voice.  It is very scary to know someone has hold of your information. I have called my bank, closed and reopened my account, and am placing fraud alerts on my SSN.