I woke up yesterday morning to find my bank account overdrawn by almost $5000 and when I called BANK OF AMERICA, they instructed me to contact Mullooly, Jeffrey, Rooney & Flynn-an alleged law firm in the Long Island, NY area. The law firm was representing a company called ARROW FINANCIAL who I had NEVER done business with. They had apparently put a restriction on my BoA bank account.
I consulted with an attorney and found out that what had probably happened was that ARROW FIN. bought an old debt (I question the validity of that debt too) and then retained Mullooly, Jeffrey, Rooney & Flynn to sue me for the debt. They then falsified some documents to make it look like I had been served with a summons IN PERSON and had not appeared in court at a date that was in the summons. They then got a DEFAULT judgement because I was not in court. Again, just to clarify-I WAS NEVER SERVED WITH THE SUMMONS SO I DID NOT GET THE INFORMATION AND SO I DID NOT SHOW UP TO COURT. (At the time the summons was supposedly served to me (March 2008) in person, I had moved out of state (I moved a month prior) and have a lease and hotel bills to show for it!)
The proof that I actually recieved the summons stated that I was a MALE (I'm a female), that I was 5'5 (I'm 5'8 and usually look like I'm 5'10 because I am laways in heels), it also stated that I was 115 pounds (I'm actually closer to 180 pounds!).
I got all the information from the City court that all these documents were filed in and am now in the process of filing an "order to vacate judgement".
1. My bank account is frozen so I do not have access to close to $3000 of MY money
2. Mullooly, Jeffrey, Rooney & Flynn committed fraud when they said that I was served with a summons IN PERSON
3. The debt is from a company that I have never done business with
Once they have re-opened the case, I plan to report Mullooly, Jeffrey, Rooney & Flynn to the New York State Bar association and I may take it further by suing them because of all the expenses that I am incurring dealing with this mess.
IF anyone else has had a problem similar to this regarding either the law firm of Mullooly, Jeffrey, Rooney & Flynn OR Bank of America please respond.
I know that Bank of America also has some very suspicious methods because they seem to sympathize with the creditors/law firms more than their own clients (account holders). Also, everytime a restriction is put on a bank account, BANK OF AMERICA benefits because they apply every fee that they can possibly think of!
SO, AGAIN IF YOU HAVE HAD A PROBLEM WITH EITHER BANK OF AMERICA OR THIS LAW FIRM WE CAN START A CLASS ACTION LAW SUIT!
I WILL NOT TAKE THIS LYING DOWN-I PLAN TO GET MY MONEY BACK AND I PLAN TO BE REIMBURSED FOR EVERY FEE THAT I HAVE PAYED OR WILL PAY BY THE TIME THAT THIS IS OVER!
If anyone has any suggestions or addtional information, I would like to hear from you.