Municipal Credit Service I was referred to Vivian from Municipal Credit Service to fix my credit. Vivian said she can fix my credit within 2-3 weeks for a total of $499.00, however she needed an initial fee of $150.00 to star Miami, Florida

I was referred to Vivian from Municipal Credit Service to fix my credit. Vivian said she can fix my credit within 2-3 weeks for a total of $499.00, however she needed an initial fee of $150.00 to start; which was deducted from my credit card. Vivian called me days later and asked for an additional payment in order to finish my credit report faster, so I gave her another $150.00 (credit card). Vivian called again and asked if I can pay-off the full amount; which was $199.00. I told her but next week I can. The next day she called me and said "would you like to pay $124" and I said okay fine! When I checked my credit card, Municipal Credit Service had deducted a total of $574.00! I did not authorize the last $150.00 BUT since they already took off that amount I let it go and said please credit me $75.00 and they kept giving me a hard time telling me that the $75.00 is an additional fee to protect my credit from theft. I disagreed and argued with them to credit me the $75.00 ASAP! Municipal Credit Service now has a total of $574.00 of my hard working money and my credit is not even fixed! They have a Spanish commercial that says "You don't pay anything until they fix your credit". My question is why did they collect all this money from me in one shot without even fixing my credit. I am completely worried that they will not fix my credit and stay with all my money ($574.00). Today, October 29th they finally agreed to credit me $75.00 but in 3 business days. I think they should give me back all my money until they prove and show me that my credit has been fixed. Please help.