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  • Report: #915434

Complaint Review: Mutual of Omaha

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  • Submitted: Sat, July 21, 2012
  • Updated: Mon, July 23, 2012

  • Reported By: Frustrated — Medford New York United States of America
Mutual of Omaha
888 Veterans Memorial Highway Hauppauge, New York United States of America

Mutual of Omaha Misleading job advertising Hauppauge, New York

*Author of original report: Note my use of the word "reasonable"

*Consumer Comment: Rebutts are dsceptive

*Consumer Comment: How was the job add "deceptive?"

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Early in 2012, having struggled to earn commissions with other life insurance companies, I was intrigued by an advertisement from Mutual of Omaha seeking licensed agents for sales jobs.  What caught my attention in particular was the statement that the company had a special program to help new agents make the transition to working on a commission basis.  What I reasonably assumed is that Mutual of Omaha would pay new agents a salary for a period of time, perhaps six months or a year, after which they would be sufficiently established to get by on straight commissions.  Arrangements of this sort are not uncommon in the financial services industry.

When I went for an interview at the Hauppauge office I found to my dismay that the transition program in question merely involves adding a bonus onto a new agent's commissions.  In other words, if you don't earn any commissions at first, you don't get the bonus and in fact don't earn any money at all. At least the manager who interviewed me was honest and said that new agents should have the financial resources to survive for a few months before they start bringing in commissions.

Needless to say, I didn't take the job.

This report was posted on Ripoff Report on 07/21/2012 12:07 PM and is a permanent record located here: http://www.ripoffreport.com/r/Mutual-of-Omaha/Hauppauge-New-York-11788/Mutual-of-Omaha-Misleading-job-advertising-Hauppauge-New-York-915434. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

Note my use of the word "reasonable"

AUTHOR: Frustrated - (United States of America)

When the advertisement touts a special program to help new agents make the transition to commission-based compensation the most _reasonable_ interpretation is that there is a period during which they are paid salaries.  It is not the only possible interpretation, but it is the one that makes the most sense.  Also keep in mind, as I noted in the original report, that temporary "transition" salaries are not uncommon in the financial services industry.
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#2 Consumer Comment

Rebutts are dsceptive

AUTHOR: The Outlaw Josey Wales - (United States of America)

 Again OP did not asked for advice
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#3 Consumer Comment

How was the job add "deceptive?"

AUTHOR: Ken - (USA)

YOU'RE the one making the unwarranted "assumption".
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