- Report: #151375
Report - Rebuttal - Arbitrate
Complaint Review: My Perfect Credit
My Perfect Credit1805 N. Carson Street, 419, Carson City, Nevada U.S.A.
My Perfect Credit ripoff Ripoff Turns me in for collections after account was canceled Carson City Nevada
*Consumer Suggestion: The best thing to do is not give in. When you pay, you reward them for cheating people.
*Author of original report: 1st Credit is still harrassing me!
*Author of original report: 1st credit of america NOW says account closed
*Author of original report: Can someone help me here as to what to do according to my rights.
*Consumer Suggestion: You came to the right place. Now, let's look at your options and see what you should do about this.
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I tried calling My perfect credit's 877 number and it's busy busy busy, you cannot even get through.
I told them that I felt my rights were being violated and that you have to notify people in writing when a debt is owed or past due and you don't just throw people into collection without written notice so you have a chance to dispute.
The only reason why they never took it off my credit card was because at the time that card was still in operation and they had tried to make transactions on a card that had expired and would not go through so they were not getting money from it.
I do not owe this money to these people and I'm disputing this charge of $400 ...what other options do I have.
Virginia Beach, Virginia
This report was posted on Ripoff Report on 07/26/2005 08:38 PM and is a permanent record located here: http://www.ripoffreport.com/r/My-Perfect-Credit/Carson-City-Nevada-89701/My-Perfect-Credit-ripoff-Ripoff-Turns-me-in-for-collections-after-account-was-canceled-Car-151375. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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