• Report: #479723

Complaint Review: My Wealth Health and Happiness

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  • Submitted: Fri, August 14, 2009
  • Updated: Fri, August 14, 2009

  • Reported By: Puts — Internet United Kingdom
My Wealth Health and Happiness
PO Box 9626 Internet United States of America

My Wealth Health and Happiness Took money without sending the good as promised, want return my calls or emails, they are scum Took money from my credit card without sending the goods I order in good faith, will not return my calls or reply to my email, took all my trust in ordering on line again, they are scum , Internet

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i placed an order on line in good faith for an items that was guarantee to be delivered to me in 7 days, i have not received the item, i have made numerous telephone call without talking to a human being, i have left messages to be contact and i have emailed on numerous times and guess what no reply


my card has been debited for the agreed amount but i wont let scum like these beat me because i will get it debited back to me


i have lost trust in placing any order oversea and will be ripped off again by what i can only describe as scum


be warn, it will catch up with them and for anyone who reads this do not order, talk or have anything to do with MY HEALTH WEALTH AND HAPPINESS


 


 *EDitor's Suggestions on how to get your money back into your bank account that someone wrongfully takes it from you! 



<b><font size=+2><font color="#0000FF">EDitor's Suggestions on how to get your money back! </font></font></b>  


 


<b><font size=+1>HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO: </font></b>


 


Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account.  Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E. 


 


According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far.  Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.


 


If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done.  Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute.  Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.


 


Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything!  Direct them to the hundreds of victims reports that were filed on Rip-off Report.com.  And if you're at the bank, walk them over to their computer and make them go to this site!  If you are on the phone with them, tell them you will wait while they access this site!  Either way, be persistent!  


 


<b><font size=+1>DO NOT TAKE NO FOR AN ANSWER! </font></b>


 


Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state.  Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get. 


 


And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge!  But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state. 


 


Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was.  Be sure to call the Media if necessary so you are telling the truth.


 


If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.



 


 


This report was posted on Ripoff Report on 08/14/2009 04:37 AM and is a permanent record located here: http://www.ripoffreport.com/r/My-Wealth-Health-and-Happiness/internet/My-Wealth-Health-and-Happiness-Took-money-without-sending-the-good-as-promised-want-retur-479723. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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