• Report: #220888

Complaint Review: MyPaydayLoan.com

  • Submitted: Thu, November 16, 2006
  • Updated: Fri, July 01, 2011

  • Reported By:Bakersfield California
MyPaydayLoan.com
mypaydayloan.com Internet U.S.A.
  • Phone:
  • Web:
  • Category: Loans

MyPaydayLoan.com Online Loan Scam Ripoff Internet

*Consumer Comment: What a joke

*Consumer Comment: What a Scam!

*Consumer Comment: What a Scam!

*Consumer Comment: What a Scam!

*Consumer Comment: What a Scam!

*REBUTTAL Owner of company: MyPaydayLoan Official Policy

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At mypaydayloan.com website you can apply for a short term payday advance and the terms are acceptable. However, once you give them your banking information, they disappear. I mean their email address becomes non-existent and there is no way to contact them.

Once they get your banking information, they can debit your account at will.

I have reported this to the FTC and hope to put a stop to this kind of scam.

Yes, I know, it was stupid of me to give out that kind of information online and I won't do it again. I needed financial help in a hurry and apparently disconnected my brain temporarily. Still, the company is bogus and I strong suggest avoiding the place.

Tony
Bakersfield, California
U.S.A.

This report was posted on Ripoff Report on 11/16/2006 09:48 AM and is a permanent record located here: http://www.ripoffreport.com/r/MyPaydayLoancom/internet/MyPaydayLoancom-Online-Loan-Scam-Ripoff-Internet-220888. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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0Author 5Consumer 1Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

What a joke

AUTHOR: assilem - (USA)

They do still dbeit accounts even aver revoking thier rights to. I know for a fact they tried to take 3 dbits from my account in one day on June 27, 2011 totaling 250.00 and caused 105.00 in overdraft fees on my account. I revoked their rights on June 22, 2011 and they violated it. I want the overdraft fees returned to me NOW.
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#2 Consumer Comment

What a Scam!

AUTHOR: Ben - (U.S.A.)

If that person is really the owner why do they have time to view ripoffreport.com?

what a joke! in the future go to whois.net: this is what I found.

Registrant:

Roxan Sofia Lao Mendez
Centro Colon, 8 avo piso, oficina 8-4

San Jose CR

CR

Domain name: mypaydayloan.com

Created on: 1999-10-19
Expires on: 2012-10-18


Administrative contact:
NetBenefit Hostmaster
3rd Floor Prospero House
241 Borough High St.
London
SE1 1GA
UK
+44 (0)20 7015 9370
+44 (0)20 7015 9375
[email protected]


Technical contact:
NetBenefit Hostmaster
3rd Floor Prospero House
241 Borough High St.
London
SE1 1GA
UK
+44 (0)20 7015 9370
+44 (0)20 7015 9375
[email protected]


Domain name servers:

ns0.netbenefit.co.uk 212.53.64.30
ns1.netbenefit.co.uk 212.53.77.30

Then I did a reverse IP:

There are 8 domains hosted on this IP address.
Here are a few of them:

Gobertier.com

Gobertier.net

Gobertier.org

5 more...

IP Address: 212.53.65.14
IP Location: United Kingdom
Website Status: active
Server Type: Apache/2.0.54 (Debian GNU/Linux) mod_jk2/2.0.4
Alexa Trend/Rank: 1 Month: 111,052 3 Month: 76,677 (Ranked as netbenefit.com)
Page Views per Visit: 1 Month: 4.2 3 Month: 9.4
Cache Date: 2008-02-11 09:22:24 MST
Compare Archived Data: 2007-05-11

Domain name:
netbenefit.co.uk

Registrant:
Netbenefit (UK) Ltd

Registrant type:
UK Limited Company, (Company number: 3365497)

Registrant's address:
3rd Floor Prospero House
241 Borough High Street
London
SE1 1GB
GB

Registrar:
NetNames Limited [Tag = NETNAMES]
URL: http://www.netnames.co.uk

Relevant dates:
Registered on: before Aug-1996
Renewal date: 20-Aug-2008
Last updated: 23-Jun-2006

Registration status:
Registered until renewal date.

Name servers:
ns0.netbenefit.co.uk 212.53.64.30
ns1.netbenefit.co.uk 212.53.77.30

WHOIS lookup made at 16:22:24 11-Feb-2008

--
This WHOIS information is provided for free by Nominet UK the central registry
for .uk domain names. This information and the .uk WHOIS are:

Copyright Nominet UK 1996 - 2008.

You may not access the .uk WHOIS or use any data from it except as permitted
by the terms of use available in full at http://www.nominet.org.uk/whois, which
includes restrictions on: (A) use of the data for advertising, or its
repackaging, recompilation, redistribution or reuse (B) obscuring, removing
or hiding any or all of this notice and (C) exceeding query rate or volume
limits. The data is provided on an 'as-is' basis and may lag behind the
register. Access may be withdrawn or restricted at any time.
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#3 Consumer Comment

What a Scam!

AUTHOR: Ben - (U.S.A.)

If that person is really the owner why do they have time to view ripoffreport.com?

what a joke! in the future go to whois.net: this is what I found.

Registrant:

Roxan Sofia Lao Mendez
Centro Colon, 8 avo piso, oficina 8-4

San Jose CR

CR

Domain name: mypaydayloan.com

Created on: 1999-10-19
Expires on: 2012-10-18


Administrative contact:
NetBenefit Hostmaster
3rd Floor Prospero House
241 Borough High St.
London
SE1 1GA
UK
+44 (0)20 7015 9370
+44 (0)20 7015 9375
[email protected]


Technical contact:
NetBenefit Hostmaster
3rd Floor Prospero House
241 Borough High St.
London
SE1 1GA
UK
+44 (0)20 7015 9370
+44 (0)20 7015 9375
[email protected]


Domain name servers:

ns0.netbenefit.co.uk 212.53.64.30
ns1.netbenefit.co.uk 212.53.77.30

Then I did a reverse IP:

There are 8 domains hosted on this IP address.
Here are a few of them:

Gobertier.com

Gobertier.net

Gobertier.org

5 more...

IP Address: 212.53.65.14
IP Location: United Kingdom
Website Status: active
Server Type: Apache/2.0.54 (Debian GNU/Linux) mod_jk2/2.0.4
Alexa Trend/Rank: 1 Month: 111,052 3 Month: 76,677 (Ranked as netbenefit.com)
Page Views per Visit: 1 Month: 4.2 3 Month: 9.4
Cache Date: 2008-02-11 09:22:24 MST
Compare Archived Data: 2007-05-11

Domain name:
netbenefit.co.uk

Registrant:
Netbenefit (UK) Ltd

Registrant type:
UK Limited Company, (Company number: 3365497)

Registrant's address:
3rd Floor Prospero House
241 Borough High Street
London
SE1 1GB
GB

Registrar:
NetNames Limited [Tag = NETNAMES]
URL: http://www.netnames.co.uk

Relevant dates:
Registered on: before Aug-1996
Renewal date: 20-Aug-2008
Last updated: 23-Jun-2006

Registration status:
Registered until renewal date.

Name servers:
ns0.netbenefit.co.uk 212.53.64.30
ns1.netbenefit.co.uk 212.53.77.30

WHOIS lookup made at 16:22:24 11-Feb-2008

--
This WHOIS information is provided for free by Nominet UK the central registry
for .uk domain names. This information and the .uk WHOIS are:

Copyright Nominet UK 1996 - 2008.

You may not access the .uk WHOIS or use any data from it except as permitted
by the terms of use available in full at http://www.nominet.org.uk/whois, which
includes restrictions on: (A) use of the data for advertising, or its
repackaging, recompilation, redistribution or reuse (B) obscuring, removing
or hiding any or all of this notice and (C) exceeding query rate or volume
limits. The data is provided on an 'as-is' basis and may lag behind the
register. Access may be withdrawn or restricted at any time.
Respond to this report!
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#4 Consumer Comment

What a Scam!

AUTHOR: Ben - (U.S.A.)

If that person is really the owner why do they have time to view ripoffreport.com?

what a joke! in the future go to whois.net: this is what I found.

Registrant:

Roxan Sofia Lao Mendez
Centro Colon, 8 avo piso, oficina 8-4

San Jose CR

CR

Domain name: mypaydayloan.com

Created on: 1999-10-19
Expires on: 2012-10-18


Administrative contact:
NetBenefit Hostmaster
3rd Floor Prospero House
241 Borough High St.
London
SE1 1GA
UK
+44 (0)20 7015 9370
+44 (0)20 7015 9375
[email protected]


Technical contact:
NetBenefit Hostmaster
3rd Floor Prospero House
241 Borough High St.
London
SE1 1GA
UK
+44 (0)20 7015 9370
+44 (0)20 7015 9375
[email protected]


Domain name servers:

ns0.netbenefit.co.uk 212.53.64.30
ns1.netbenefit.co.uk 212.53.77.30

Then I did a reverse IP:

There are 8 domains hosted on this IP address.
Here are a few of them:

Gobertier.com

Gobertier.net

Gobertier.org

5 more...

IP Address: 212.53.65.14
IP Location: United Kingdom
Website Status: active
Server Type: Apache/2.0.54 (Debian GNU/Linux) mod_jk2/2.0.4
Alexa Trend/Rank: 1 Month: 111,052 3 Month: 76,677 (Ranked as netbenefit.com)
Page Views per Visit: 1 Month: 4.2 3 Month: 9.4
Cache Date: 2008-02-11 09:22:24 MST
Compare Archived Data: 2007-05-11

Domain name:
netbenefit.co.uk

Registrant:
Netbenefit (UK) Ltd

Registrant type:
UK Limited Company, (Company number: 3365497)

Registrant's address:
3rd Floor Prospero House
241 Borough High Street
London
SE1 1GB
GB

Registrar:
NetNames Limited [Tag = NETNAMES]
URL: http://www.netnames.co.uk

Relevant dates:
Registered on: before Aug-1996
Renewal date: 20-Aug-2008
Last updated: 23-Jun-2006

Registration status:
Registered until renewal date.

Name servers:
ns0.netbenefit.co.uk 212.53.64.30
ns1.netbenefit.co.uk 212.53.77.30

WHOIS lookup made at 16:22:24 11-Feb-2008

--
This WHOIS information is provided for free by Nominet UK the central registry
for .uk domain names. This information and the .uk WHOIS are:

Copyright Nominet UK 1996 - 2008.

You may not access the .uk WHOIS or use any data from it except as permitted
by the terms of use available in full at http://www.nominet.org.uk/whois, which
includes restrictions on: (A) use of the data for advertising, or its
repackaging, recompilation, redistribution or reuse (B) obscuring, removing
or hiding any or all of this notice and (C) exceeding query rate or volume
limits. The data is provided on an 'as-is' basis and may lag behind the
register. Access may be withdrawn or restricted at any time.
Respond to this report!
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#5 Consumer Comment

What a Scam!

AUTHOR: Ben - (U.S.A.)

If that person is really the owner why do they have time to view ripoffreport.com?

what a joke! in the future go to whois.net: this is what I found.

Registrant:

Roxan Sofia Lao Mendez
Centro Colon, 8 avo piso, oficina 8-4

San Jose CR

CR

Domain name: mypaydayloan.com

Created on: 1999-10-19
Expires on: 2012-10-18


Administrative contact:
NetBenefit Hostmaster
3rd Floor Prospero House
241 Borough High St.
London
SE1 1GA
UK
+44 (0)20 7015 9370
+44 (0)20 7015 9375
[email protected]


Technical contact:
NetBenefit Hostmaster
3rd Floor Prospero House
241 Borough High St.
London
SE1 1GA
UK
+44 (0)20 7015 9370
+44 (0)20 7015 9375
[email protected]


Domain name servers:

ns0.netbenefit.co.uk 212.53.64.30
ns1.netbenefit.co.uk 212.53.77.30

Then I did a reverse IP:

There are 8 domains hosted on this IP address.
Here are a few of them:

Gobertier.com

Gobertier.net

Gobertier.org

5 more...

IP Address: 212.53.65.14
IP Location: United Kingdom
Website Status: active
Server Type: Apache/2.0.54 (Debian GNU/Linux) mod_jk2/2.0.4
Alexa Trend/Rank: 1 Month: 111,052 3 Month: 76,677 (Ranked as netbenefit.com)
Page Views per Visit: 1 Month: 4.2 3 Month: 9.4
Cache Date: 2008-02-11 09:22:24 MST
Compare Archived Data: 2007-05-11

Domain name:
netbenefit.co.uk

Registrant:
Netbenefit (UK) Ltd

Registrant type:
UK Limited Company, (Company number: 3365497)

Registrant's address:
3rd Floor Prospero House
241 Borough High Street
London
SE1 1GB
GB

Registrar:
NetNames Limited [Tag = NETNAMES]
URL: http://www.netnames.co.uk

Relevant dates:
Registered on: before Aug-1996
Renewal date: 20-Aug-2008
Last updated: 23-Jun-2006

Registration status:
Registered until renewal date.

Name servers:
ns0.netbenefit.co.uk 212.53.64.30
ns1.netbenefit.co.uk 212.53.77.30

WHOIS lookup made at 16:22:24 11-Feb-2008

--
This WHOIS information is provided for free by Nominet UK the central registry
for .uk domain names. This information and the .uk WHOIS are:

Copyright Nominet UK 1996 - 2008.

You may not access the .uk WHOIS or use any data from it except as permitted
by the terms of use available in full at http://www.nominet.org.uk/whois, which
includes restrictions on: (A) use of the data for advertising, or its
repackaging, recompilation, redistribution or reuse (B) obscuring, removing
or hiding any or all of this notice and (C) exceeding query rate or volume
limits. The data is provided on an 'as-is' basis and may lag behind the
register. Access may be withdrawn or restricted at any time.
Respond to this report!
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#6 REBUTTAL Owner of company

MyPaydayLoan Official Policy

AUTHOR: Mypaydayloan.com - (Costa Rica)

MyPaydayLoan.com provides a secure site for its customers to apply for payday loans. The site is secured by VeriSign and this can be confirmed by viewing the VeriSign seal located on the home page. All personal information submitted to MyPaydayLoan.com is confidentially handled throughout the entire application process. In the event that MyPaydayLoan.com denies funding to a customer, all personal information is properly discarded and removed from all databases.

MyPaydayLoan.com has no legal right to debit a customers' account without the customers' consent and can only debit an account when it is due. Consent to debit the account must be in the form of a signed contract, the Check Advance Agreement. MyPaydayLoan.com does not conduct unauthorized transactions.

MyPaydayLoan.com can be contacted by sending an email to [email protected] All questions will be answered within 1 business day.
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