NACS , N.A.C.S. Services, ripoff, dishonest, LIARS! Mail Fraud. Going After a Disabled Person on SSI. Tampa, St. Petersburg Florida

The first $200 bank draft that NACS took from my account (for their horrid, fraudulent scheme, was stopped by my bank in 2002 after, many, many phone calls to NACS and the bank. I had told that I was disabled and on social security and could not afford the $200 or to shop at any time. I thought then that the matter was at an end when the money was returned to my account.

I now see that the matter with NACS NEVER ENDED! They've now have it as an old BAD DEBT on my credit report, WITH INTEREST ADDED on for a total of $375.00. I questioned this account at Experian, and got a phone call from Ronald Roberts of NACS Corp. or N.A.C.S. Services, or N.A.C.Services, aka, whatever, saying that it was a valid debt, and asking me to settle it.

I asked them why should I have to pay them, as I never received anything? There were no services transferred, nor any goods. They say I never paid the $200, AND, even though I never received anything - " I broke my promise, and THEY NEED TO BE SURE THAT I WON'T PROMISE ANOTHER CATALOG Company THAT I'M GOING TO SPEND $2500 WORTH OF MY MONEY AFTER I GIVE THEM $200 FER NUTTIN!" SO, THEY'RE GONNA MAKE SURE BY HURTING MY CREDIT.

- hmmm.. I broke MY promise? I never wanted the program. I stopped the check. I called them immediately after they called me to make certain that they knew I did NOT WANT their credit card. I did NOT WANT access to a CATALOG. I would certainly NOT pay $200 for a credit card!

They now say they have me on tape saying I said yes - I am certain I did not. How can anyone be sure that any tape they have is not phony, doctored, or made up? And, besides the point, even if I did say yes, I phoned them back and said no, I cancelled the program, I never received anything, and I DO NOT pay for air.

Air is still Free in this country.

My bank account has been hit so many times by fraudulent schemes that if any ACH or other debit came into my bank account, either numbered from 1-100, or with an ending of 99.99 or 9.99, my bank CITIBANK! would automatically refuse to pay it on my account number.

For these "animals who thrive on taking advantage of those who already have bad credit, low income and monetary problems" to continue to pursue me and others on a matter long past and settled is vile.

I am almost certain that their actions must be illegal. How can they expect money for nothing? And how is it possible that cancellations are not possible? Aren't cancellations everywhere possible for up to 3 days?

In addition, as they use the US Mail, isn't this also mail fraud?

Rika
Hempstead, New York
U.S.A.