I just ran upon this site today as I wondered where in the world my new "Visa" was. I had the same phone call and $200 deducted from my checking account. When they first contacted me, the first thing I asked is "Do I have to pay you anything now?"
Of course we all know their responce for that is no. When you get your "Visa", you will get 2 $100 vouchers to mail us back to make up for that $200. I, planning an awesome vacation to California for Christmas, thought, "Hey, I could always use more money for my trip!!" So, I bit! Needless to say, I still haven't recieved my "Visa" card with that wonderfull $2500 limit on it in the 10 business days following the deduction from my checking account.
I tried to call the company to get a refund on my money after I ran into this site. I sat on hold forever and when someone finally answered, it disconnected us immediatly. When I tried to call back, convieniently, the business office was closed at that time.
After I could not reach any LIVE people, I tried finding their company on the internet. Amazingly enough, I did not find anything but this site. I will continue to try and get my money back. In reading other people's comments, I have seen that talking with your bank sometimes helps and filing a report with the Federal Trade Commission also helped someone else. I also plan on talking to all the media in this area concerning these frauds.
I do not know whow these people are thinking that they can try to take away Christmas for my kids with their Grandma, Grandpa, Aunt, and Uncles. But if I have my way, they will get put out of business or worse. If anyone would need a witness in court and I can possibly be of help, contact this report. It is time that these people are taught a lesson in what it means to mess with the little people. Add us all together, and we are a big people.