NACS con people into giving out checking account number, withdrawals from account and did not send credit card, no response when calling customer services fraudulent ripoff business .....
On Oct 5, 2002, Saturday, I received a phone call from NACS who identified themselves as from Preferred Merchant. They offered very convincing story about my poor credit and my recent history of being turned down for credit card application. They convinced me that I would be given a second chance and be offered a VISA card of $1,500 credit limit with no secure deposit. The only condition is that they need to deduct $200 from my checking account to verify that I have enough money to pay my bills.
They asked me for a date for them to deduct the amount and I gavehim a date of Oct 11, Friday but the amount of $200 was not deducted until Oct 15. He told me that the sooner I let them withdraw the money, the sooner the check of $200 will be refunded to me with the new credit card in 10-14 days.
As of today (11/12/02) I still have not received any credit card and I have no success in calling the phone number shown on my checking account transaction that reads "NACS - for information, 727-384-4267. Each time I call, it is either a busy tone or I am being put on hold. I have been put on hold for as long as 25 minutes but still have no success in speaking to an agent.
After reading the report posted on the internet, I realized that I have been scammed. I have reported to my bank that this is an unauthorized withdrawal. Can anyone advice me on how can I take action? Can I report to the Florida State Attorney General Office? Can all the victims initiate a class action law suit? How can I do that? I live in California, is there any authority that I can report? Please advice. It is my hard-earned money and I will not rest until I see justice done.