• Report: #45786

Complaint Review: NACS

  • Submitted: Mon, February 17, 2003
  • Updated: Mon, February 17, 2003

  • Reported By:Merrillville Indiana
P.O. BOX 41127 St. Petersburg, Florida U.S.A.

NACS ripoff deception St Petersburg Florida

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Like all the other reports, I too recieved a call sometime late in December saying that I had been approved for a credit card with a credit limit of up to 2,500. To me this did not seem like a scam because I just recently turned 18 and I have several bills in my name, so I had been recieving credit card offers frequently.

I had been told that the credit card would help me build my credit, they said if I paid my bill on time they would report it to the 3 major credit bureaus every 3 months and that by six months of on-time payments, I would have AAA credit.

They also said that I would have to pay a One-time fee of 200 dollars, but that I would recieve the $200 back in coupons that would go toward the payment of my credit card. I told the man the I did not have the money, but he said they would depit my account until I had enough. I gave them my account number and on January 10, they debited my account for $200 that I did not have! My account was overdrafted, so not only did I have to pay $200, I had to pay the bank an extra $25 for the overdraft.

About a week or so later, I recieved a small letter to sign. In this letter was the first time I learned of a Merchant Card. I immediately sat down and composed a letter frankfully stating that I was not interested in recieving a merchant card, and that if I was not going to recieve a credit card I wanted my money back. I even left contact numbers in the letter. No one contacted me.

About a week ago I recieved my package. 2 Crappy catalogs and a stupid merchant card. I was very upset. I have tried calling the number in the package but have been put on hold several times. What do I do?

Chicago, Illinois

This report was posted on Ripoff Report on 02/17/2003 07:44 PM and is a permanent record located here: http://www.ripoffreport.com/r/NACS/St-Petersburg-Florida-33743/NACS-ripoff-deception-St-Petersburg-Florida-45786. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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