• Report: #138691

Complaint Review: NASE - National Association For The Self-Employed

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  • Submitted: Wed, April 13, 2005
  • Updated: Sat, January 19, 2013

  • Reported By:Birmingham Alabama
NASE - National Association For The Self-Employed
P.O. Box 612067 Dallas/FtWorth Airport, Texas U.S.A.

NASE - National Association For The Self-Employed Ripoff, Slick Salesman, Deceptive Membership Costs Dallas/FtWorth Airport Texas

*UPDATE EX-employee responds: A short comment on initial rebuttal

*Consumer Comment: NASE - National Association for the Self Employed

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Shortly after I formed a new business, I was quickly contacted by an NASE rep who apparently watches the "New Business License" section of the local newspaper. I agreed to an appointment and let the guy come to my home (I operate my business from home).

After letting him explain the benefits, I ask the big question - "How much is the membership?" He says, "Only a $25 one-time application fee and $35 membership!" Sounds like a really good deal, right? So, just to be safe, I ask, "$35 per year, right?" He says, "Yes sir, that's right."

Wrong.

During the sign-up process, I started getting a little hustled, and signed all the papers without checking them over too carefully. Well, you've probably already figured out where this is going.

One of the things I signed must have been a draft authorization, because when I was balancing my business checking account this month, I noticed a $35 draft from "NASE" and I couldn't figure out what I might have purchased from them. Then it hits me - Mr. Nice Salesman REALLY meant $35 a month! Yes, after checking on NASE's website, sure enough, the membership package I bought was $420 a year!

NASE Corporate cancelled my membership without much hassle, so that was a plus.

In summary, here's what I want to warn people about:

1. NASE Membership has a lot of enticing benefits, but the membership fee is $420 per year. That is a lot of money for a new business to fork over during startup.

2. NASE Sales Reps are independent contractors, so they don't have the same corporate oversight that an employee would.

3. Many benefits aren't exactly what they seem, many have "small handling/shipping fees," some are difficult to use, and customer service is typically not very knowledgable about the benefits.

4. As always, give yourself plenty of time to look over all the documents you are signing!

Charlie
Birmingham, Alabama
U.S.A.

This report was posted on Ripoff Report on 04/13/2005 01:05 PM and is a permanent record located here: http://www.ripoffreport.com/r/NASE-National-Association-For-The-Self-Employed/DallasFtWorth-Airport-Texas-75261-2067/NASE-National-Association-For-The-Self-Employed-Ripoff-Slick-Salesman-Deceptive-Member-138691. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 UPDATE EX-employee responds

A short comment on initial rebuttal

AUTHOR: Concerned - (United States of America)

I simply wanted to say that having been employed by NASE, in the D-FW area they are no different than other sales organizations. All contracts should be "properly read" with a full understanding of it's content(s). I too agree with the salesperson writing the initial rebuttal.  Sounds like bad grapes to me. Should a person feel as if they were "railroaded" into signing a contract, they had better report this unethical conduct; of both, the company and the sales agent to their respective state agency.  There   is truth to be found in the statement, "buyer beware!"
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#2 Consumer Comment

NASE - National Association for the Self Employed

AUTHOR: Louis - (U.S.A.)

I don't agree with the criticism of NASE. I too am an insurance salesman and I too sell association memberships. Be glad that you buy insurance and memberships from 'Non-Employees'. We as insurance agents are heavily regulated and strictly licensed by the states in which we sell. Our licenses may be revoked or suspended from small infractions - what you refer to is a form of deception and possibly even fraud. It is unfair to judge the company based upon a single statement from one salesperson. It is the salesperson who hurt you, not NASE.

As you are being critical of what the salesman said to you, you must also live by your own words and be careful of what and how you say and represent things as well.

As for the products, I'm sorry you don't see the value of the membership. Maybe you already have insurance and the other products offered at a discount or maybe you don't want them. However there are an ENORMOUS number of people who have to fund their own individual insurance policies at great expense to themselves and find huge savings in joining an association like NASE or one of the others that provide group rates to individuals as well as invaluable tax and business assistance to their members.

I do not work with NASE - rather I work with one of their competitors, but any negative comments hurts the entire industry. I ask that you rewrite your comments in the proper context. You did say NASE responded immediately to you. You did say that everything was written in the paperwork. You did say that you failed to look at the paperwork - so why do you blame NASE in your comments title and throughout the body of the comments? The two that need to be blamed are the salesperson and you, that's it, no one else.

Or, could it be that you changed your mind after the cancel period and just wanted to get your money back, regardless of who you burn in the process? I've seen that too many times as well.
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