- Report: #500866
Report - Rebuttal - Arbitrate
Complaint Review: NATIONAL CITY BANK
NATIONAL CITY BANKwww.nationalcity.com Internet United States of America
NATIONAL CITY BANK 9 overdraft charges in 1 day because they held a deposit. 9 overdraft charges in 1 day, Internet
*Consumer Comment: 5th/3rd no better
*Consumer Comment: really Truth Detector..
*Consumer Comment: atedat, are you BRAIN DEAD?
*Consumer Comment: atedat..I think you are misunderstanding my reply..
*Consumer Comment: Not okay
*Author of original report: On their payroll
*Author of original report: Changing Banks
*Consumer Comment: Edgemans facts are correct...however....
*General Comment: Well, they were right...
*Consumer Comment: Should mention your banks CEOs as well...
*Consumer Comment: The CEO of BofA may be a little busy to care...
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National City Bank held my deposit (which was a local check from a money market fund) until after they debited my account for scheduled bill pays and the above mentioned check. Debits and credit to my account happened on the same day.
They charged me 9 - $30 overdraft charges in 1 day because I had some scheduled online bill pays come through on that Tuesday and a few transactions as well.
I called them and told them to credit my account for the overdraft charges stating I had been a good customer for over 10 years and I had overdraft protection and the check was deposited 3 days before the charges were made.
They said I did not have overdraft protection although they admitted that I had applied for it years earlier and they just didn't know why it had not been set up.
They refused to credit my account. I told them I would take my money elsewhere and they actually said - "You'll find all banks are the same" I said - I wonder what your CEO would say if he heard you tell a customer that your bank is no better than any other".
I am now in the process of moving all of my money to a local bank.
This report was posted on Ripoff Report on 09/26/2009 05:30 PM and is a permanent record located here: http://www.ripoffreport.com/r/NATIONAL-CITY-BANK/internet/NATIONAL-CITY-BANK-9-overdraft-charges-in-1-day-because-they-held-a-deposit-9-overdraft-c-500866. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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