• Report: #223647

Complaint Review: NATIONAL PLATINUM PLUS CREDIT CARD,CASH WIRED FAST

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  • Submitted: Mon, December 04, 2006
  • Updated: Fri, August 12, 2011

  • Reported By:MONROE Washington
NATIONAL PLATINUM PLUS CREDIT CARD,CASH WIRED FAST
Nationwide U.S.A.

NATIONAL PLATINUM PLUS CREDIT CARD, CASH WIRED FAST I ATTEMPTED TO APPLY FOR CREDIT CARD WITH NATIONAL PLATINUM AND BASED ON ADVERTISEMENT WITH EMAIL WAS OFFER 1500 CASH ADVANCE WHICH I ASSUMED WAS FROM CREDIT CARD. AS I NOW FIND OUT, THEY HAVE FORWARDED 1500 TO MY CKG ACCOUNT FROM A PAY DAY LOAN COMPANY RIPOFF MONROE Washington

*Consumer Comment: Concerned

*Consumer Comment: National Platnum Contact information

*Consumer Comment: I simply DELETE or TRASH every unsolicited offer I get...

*Consumer Comment: NATIONAL PLATINUM AND UNITED CASH LOANS

*Consumer Suggestion: Look Before You Leap !

*UPDATE Employee: Call the Loan Company

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I ATTEMPTED TO APPLY FOR CREDIT CARD WITH NATIONAL PLATINUM AND BASED ON ADVERTISEMENT WITH EMAIL WAS OFFER 1500 CASH ADVANCE WHICH I ASSUMED WAS FROM CREDIT CARD. AS I NOW FIND OUT, THEY HAVE FORWARDED 1500 TO MY CKG ACCOUNT FROM A PAY DAY LOAN COMPANY AKA CASH WIRED FAST. I AM UNABLE TO CONTACT ANYONE FOR REBUTTAL OR STOP THE CASH ADVANCE. I DO NOT WANT TO PAY THE FEES INCLUDED WITH THIS ADV

i APPLIED FOR A CREDIT CARD WITH NATIONAL PLATINUM ON LINE - WAS OFFER 1500 CASH ADVANCE WHICH I ASSUMED WAS FROM CREDIT CARD - NOW FIND OUT IT WAS FROM A PAY DAY ADVANCE AND HAVE FOUND NO PHONE NUMBER, EMAIL ADDRESS ETC FOR EITHER COMPANY IN ORDER TO VOID THE CASH ADVANCE. I WAS NOT IN A BAD POSITION AND DESPERATELY IN NEED OF THIS CASH - NOW THAT IT HAS BEEN DEPOSITED IN MY ACCOUNT I DON'T KNOW HOW TO GET RID OF IT - I DONT WANT TO PAY THE OUTRAGEOUS FEE WHICH WILL BE CONNECTED WITH THE ADVANCE. HOW CAN I GET OUT OF THIS? PLEASE HELP ASAP

Marilyn
MONROE, Washington
U.S.A.

This report was posted on Ripoff Report on 12/04/2006 09:05 AM and is a permanent record located here: http://www.ripoffreport.com/r/NATIONAL-PLATINUM-PLUS-CREDIT-CARDCASH-WIRED-FAST/nationwide/NATIONAL-PLATINUM-PLUS-CREDIT-CARD-CASH-WIRED-FAST-I-ATTEMPTED-TO-APPLY-FOR-CREDIT-CARD-W-223647. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 6Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Concerned

AUTHOR: silverfoxninja - (United States of America)

I had noticed that you had talked about a payday loan was taken out of your checking account. Speaking from experience, these companies do not take money out of your account without your authorization. Meaning, you had to talk to someone on the site before any action was taken to start the withdraws. This comes in the form of a correspondence that indicates that you had authorized the transaction in the first place so they can determine that you are the account holder and you are allowing these transactions to come out directly from your account.

If you had not submitted a form at their request that proves that you are the account holder then you could have fallen victim to identity theft though that would be unlikely since the company would require you to submit your identification number in the form of a driver's license and your SSN including your routing number that only you would know, unless you have a vindictive roommate that thinks that he or she is doing you a favor...and that's unlikely too.

Also on your bank statement, the telephone number may not appear like a telephone number but rather like an account number that starts with 800. Try that the next time you look at your bank statement.

Most of the time, these companies that are affiliated with membership credit companies are requested because they are sponsered by these payday affiliates. This is where the trap strikes. Unless you know what you are looking for, it is best not to get involved with payday loans at all and sometimes they dress up the advertisements as "Line of credit" or "Need Cash Fast?". These payday loans do not help your credit and most of them are on a separate network anyway so if you default, it only means that you cannot apply for another until the settlement is taken care of and believe me it is a hassle and a half. Some go as far as to hire collection attorneys that claim that if the account is not paid in full they can garnish wages. That is where they get you and it is a pit to climb out.

I hope that this information helps and I wish you luck.
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#2 Consumer Comment

National Platnum Contact information

AUTHOR: that1chick - (United States of America)

I contacted my bank about National Platnum the said the contact number they have on file is 800-972-8094
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#3 Consumer Comment

I simply DELETE or TRASH every unsolicited offer I get...

AUTHOR: Thomas - (U.S.A.)

If I want a house loan, a credit card, or if I want to pursue ANY financial transaction of any type or kind, I will only deal with companies that I first contact. I never respond to any solicitations, whether they arrive by email or snailmail. Why should I trust a stranger? Why should you?

Payday loans are such a bad, bottomless pit deal that anyone who willingly involves themselves with these payday loan snakes (for any reason) has more problems than I can ever help them with........

Remember, the big print givith, and the small print taketh away.......... and there is ALWAYS more small print than there is big print!
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#4 Consumer Comment

NATIONAL PLATINUM AND UNITED CASH LOANS

AUTHOR: Ron - (U.S.A.)

UNITED CASH LOANS, NATIONAL PLATINUM AND CASHPAYDAY LOAN ARE SCAMES

I filled out my information from what I thought was a legitimate cashloan company where I received a $200 cash loan sent to my bank and since found out they will continue to debit $60 from my account every month,also and they sent my banking info without my permission to NATIONAL PLATINUM.stating that they would not give out my account number and it was safe to use. This company got my information from applying for a loan and they continue to debit my account every month and I cant get nowhere with these two companys as they steal from my bank account. United Cash Loans told me that there would be a one time charge of $60 added to my $200 cash loan and that was it and now they keep debiting my account every month. I asked them if I could speak to their dispute resolution center and she said they dont have one. I asked to speak to a supervisor she would not do that. They said I had three days to cancel but I didnt receive a letter in the mail until after three days. They didnt take money from my account until 13 days later so how was I supposed to know about this, I explained this and she would not budge. Please help me with this they are a ripp off and I am on Social Security disability and cannot afford this. Please I would apreciate anything you can do for me. Please call me if you find out something.

SINCERELY,

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#5 Consumer Suggestion

Look Before You Leap !

AUTHOR: Weltar - (U.S.A.)

The adage to read what you are signing is old, but extremely relevant to this situation.
I too received National Platinum's e-mail regarding this offer. But it is very clear in the offer that it NOT a Credit Card.
I will Cut & Paste directly from the ad...

"...you are pre-approved to receive a guaranteed $10,000.00 line of credit PLUS an opportunity
to receive a cash advance in the amount of up to $1500.00. Your pre-approval status has been provided to you regardless of your past credit history."

"Disclaimer: This is not a debit or credit card. National Platinum allows account holder to make merchandise purchases exclusively from its on-line shopping site. Most purchases from online shopping site will require a small down payment. Please see website for full details and terms and conditions of this special offer.
If you have any questions in regards to this offer please write to us at:
National Platinum Plus: 2 Wisconsin Circle
Suite 700 Chevy Chase Md 20815.
Copyright @ 2006 BrassyPixie.com

Offer Authorized By,
Rudy J. Smith
Vice President of Financial Services

If you have inquiries or comments, please contact us at: Marketable Results,
LLC. Attn: BrassyPixie.com,
10580 N. McCarran Blvd #115-388, Reno, NV 89503"

I'm not sure why, if you have no financial pressure, you would even consider applying for a loan or credit card at 30+ percent interest. I think to void the transaction, you will need to repay the advance ASAP.
You can try the e-mail address on their ad.

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#6 UPDATE Employee

Call the Loan Company

AUTHOR: Steve - (U.S.A.)

Their number should be on your bank statement from the deposit, your bank could help you locate the number. Or you can go back to the site where you enrolled to find information in order to contact them.

You stated the loan is from "Cash Wired Fast" there should be some information on their website.

We even looked up the site for you, cashwiredfast, you'll be able to locate information under the link "Privacy Statement." It has a link for an email address.
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