• Report: #538316

Complaint Review: NCA Financial (National Credit Acceptance Financial)

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  • Submitted: Sat, December 12, 2009
  • Updated: Fri, January 08, 2010

  • Reported By: wkaccount — Belmont California United States of America
NCA Financial (National Credit Acceptance Financial)
1731 Howe av # 254 sacramento Sacramento, California United States of America

NCA Financial (National Credit Acceptance Financial) Paid off the debt to NCA but i am in collection of same debt by different company!!!! Sacramento , California

*Consumer Comment: letter in dispute with a copy of receipt

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I paid of a collection debt i owed to NCA back in 2006.  However, just a few weeks ago i am getting a letter from Weinstein & Riley firm saying that i owe them 1000 dollars more that the debt that i paid off.  What are my rights?  How and what do i have to do to show this new agency that i have already paid off this debt to NCA.

Please anyone out that can you please help.  I already paid $1368.16 does not seem fair that i would have to pay again and more.They are trying to collect $ 2604.02.

Thanks in advance

This report was posted on Ripoff Report on 12/12/2009 01:38 PM and is a permanent record located here: http://www.ripoffreport.com/r/NCA-Financial-National-Credit-Acceptance-Financial/Sacramento-California-95825/NCA-Financial-National-Credit-Acceptance-Financial-Paid-off-the-debt-to-NCA-but-i-am-in-538316. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

letter in dispute with a copy of receipt

AUTHOR: rsquirt - (USA)

in response to the report dated 12.12.2009 that the letter from  weinstein & riley is to confirm a debt to NCA . as to the debt owed  you will mark 0.00 that a copy of the receipt from the amount paid be included .that look for a letter of dispute on the internet and fill in the information as for account number  adress and demand that the firm provides you with the information of the account that is now double

the point is that based on the rosenthal act they must provide information of the account which they do not have and or nca failed to clear the account .this attempt to collect is not nca it is first bank who won a law suit against nca thjat now the assets of nca belong to first bank and they are continuing in the same fashion nca collected debt aquired with unfair debt collection practice .

that i myself being a victim from such criminmal action by nca and now the attorneys for the court appointed receiver robb evans  trying go collect the assets of nca .

that i am a victim of id theft and and my debt to nca is above 60.000.00 and the judgements were granted with only my name is the correct information.the account numbers are not related to the creditor that now weinstein & riley trying to collect .the retailer is not proper the amount owed is not the same as the amount of judgement granted.the letter to confirm the debt were responded with letters of dispute and if not responded with in 30 days and the failure to provide the demanded information to show proof that the debt owed to nca is true and valid the attorneys failed to respond to the dispute .that in the debt was paid a receipt should clear the obligation .if resource for a attorney are available then you should contact one ,they do not take such case on assigment they call it risky because no gurantee excist 

getting hit from behind in a traffioc collition they will jump on the case ,here it takes work and the collection issues are not profitable

good luck    

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