Well, where do I start? I worked for this corrupt company for 6mos, and let me tell you it was the most unfulfilling job I have ever had. I worked as a skip tracer. A person who called neighbors, relatives, Apt mgrs, Places of employement, tried to locate assests/property and even the debtor. All to find current information on the debtor to sue. And let me say the FDCPA laws were not followed; and that was encouraged. Crazy as it sounds, thats what I did. Don't get me wrong I'm not proud of what I did, but I can help those that are in debt with these loosers, and give you advise. First if you own them 2,000 dollars they will always double it when taking you to court. They will say that you owe them for lawyer expenses, and all these hidden cost that don't exist. They will call you and harass you, they will threaten to sue, threaten to take your property/assests, and all sorts of threats they will be thrown at you. Whatever you do don't pay. They will usually call you for about a year trying for you to pay. Make sure your phone numbers are unlisted. Make sure you tell you family and neighbors to not confirm you number or address. Remember if they can't get a hold of you that is who they will rely on to find out where your living, and where your working. If you don't pay them in about a year and they ahve current information like where you live, where you work they will try to get a rush judgement agianst you. Meaning they will send someone to your place of employment or home to serve you papers that they intend to sue you. Then they go to court and say that you owe them double than what you really owe them, and get a judement for that amount. That is how they get rich. If you noticed prior to going to court they always demand payment in full over the phone. Anyone thats been taken advantaged by these suckers should take them to court. Many ex-employees, and debtors who have taken them to court have won. They have law suits coming from every direction. One of the Collection Managers at the company had gotten fired while still on disability. Thats agianst the law. She currently is sueing them. All the managers at the company are controlled by the tyrant president Michael who happens to sleep with his employees, and buys them breast implants. Anyone thinking about working at this dump of a company should think twice. They are sinking so fast, and they know it. Anyone who is thinking of sueing the company will need their real address, not the mail drop box on thier website. Their address is 9738 Lincoln Village Dr Sacramento CA 95827. Good luck to all.