NCE HEALTH INSURANCE OPTUM HALTH ALLIES MISLEADING, TRICKY, SAY YOU CAN CANCEL BUT KEEPS YOUR TRUSTING SIGN UP FEE WHEN YOU DO, SCAM, NOT 70% COVERAGE REALLY JUST A DISCOUNT PLAN OF MAYBE 70% garden city, New York

 Watch out for this fake insurance company. They use so many fronts that you do not even know who sold you the rip off insurance.  The phone solicitation eased my fear by saying YOU CAN Cancel anytime, review the packet ect. They charge your credit card the minute you get off phone a sign up fee over 100.00 and for the monthly coverage. You get your packet unbelievable 4 weeks later, no email confirmation , no letter, no company name or number to call to ask more questions. You review finally when it comes a month later and see its just an overpriced discount suppliment insurance program of up to 70% off
various things. This is not the 70/30 medical insurance they trick you into believing it is. You call for full refund and they say ok do so and so but they keep the sign up fee. 

Ive had discount programs before. They repeated over and over this was special design new policy for previous conditions and when I QUESTIONED WHY NOT CALL IT MAJOR MEDICAL they said they can't because its only 70% coverage not 80% OR 100%.  When they promised me i could get full refund when I  ecieved reviewed packet I gave credit card like an idiot. Anyone with this kind of integrity is not going to honor any promises. The scam is get 125.00 from as many as you can, hopefully you forget about the packet by the tinme you go to the doctor or hospital you realize the insurance is some joke pennies paid to you if you fill out forms. stay away they use lots of people to confuse you.