• Report: #275223

Complaint Review: NCO FINANCIAL - NCO MEDCLR - NCO/99

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Tue, September 18, 2007
  • Updated: Wed, September 19, 2007

  • Reported By:saint hedwig Texas
NCO FINANCIAL - NCO MEDCLR - NCO/99
ncogroup.com Horsham, Pennsylvania U.S.A.

NCO FINANCIAL - NCO MEDCLR - NCO/99 100% false credit reporting my credit is 100% ruined! HELP! Horsham Pennsylvania

*Author of original report: thank you for the suggestions....

*Author of original report: thank you for the suggestions....

*Author of original report: thank you for the suggestions....

*Consumer Suggestion: Here's what you can do.

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

Nco has been and is still falsely claiming and reporting that i have several unpaid MYSTERY accounts from over the last 4 years- what they apparently dont know is that i am disabled and since june of 2003, i have had continuous health insurance coverage (medicare for 80% of bill and medicaid QMB for the remaining 20% of bill + any/all co-pays and/or deductibles.) that pays 100% of any and all doctor and hospital bills!! my credit is 100% ruined! PLEASE HELP!

Laura
saint hedwig, Texas
U.S.A.

This report was posted on Ripoff Report on 09/18/2007 03:24 PM and is a permanent record located here: http://www.ripoffreport.com/r/NCO-FINANCIAL-NCO-MEDCLR-NCO99/Horsham-Pennsylvania-19044/NCO-FINANCIAL-NCO-MEDCLR-NCO99-100-false-credit-reporting-my-credit-is-100-ruined-275223. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on NCO FINANCIAL - NCO MEDCLR - NCO/99

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
REBUTTALS & REPLIES:
0Author 4Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

thank you for the suggestions....

AUTHOR: Theluckylalita - (U.S.A.)

hi again, thanks for the quick response- as far as the doctors and hospital visits are concerned, medicare sends me a letter/transcrtipt on the same day of every month, with all of the previous months health records, care beneifits that they (medicare/qmb) paid for. they require that we carefully read the transcript to maKE SURE medicare and qmb have charged and been charged correctly. THANKS AGAIN!! LW
Respond to this report!
What's this?

#2 Author of original report

thank you for the suggestions....

AUTHOR: Theluckylalita - (U.S.A.)

hi again, thanks for the quick response- as far as the doctors and hospital visits are concerned, medicare sends me a letter/transcrtipt on the same day of every month, with all of the previous months health records, care beneifits that they (medicare/qmb) paid for. they require that we carefully read the transcript to maKE SURE medicare and qmb have charged and been charged correctly. THANKS AGAIN!! LW
Respond to this report!
What's this?

#3 Author of original report

thank you for the suggestions....

AUTHOR: Theluckylalita - (U.S.A.)

hi again, thanks for the quick response- as far as the doctors and hospital visits are concerned, medicare sends me a letter/transcrtipt on the same day of every month, with all of the previous months health records, care beneifits that they (medicare/qmb) paid for. they require that we carefully read the transcript to maKE SURE medicare and qmb have charged and been charged correctly. THANKS AGAIN!! LW
Respond to this report!
What's this?

#4 Consumer Suggestion

Here's what you can do.

AUTHOR: Nikki - (U.S.A.)

First, do you have to go to "in network" doctors for medicare and medicaid? If so, some of the doctors may not have been in network and therefore not paid by the insurance company.

Also, if you go to a hospital for a test, just because the hospital you went to is part of your insurance network does not mean the doctor on staff is part of the network. So, the doctor puts in his bill, is not paid because of non-network, or non-network deductibles, and they come after you. I have won many appeals to my insurance company to pay these bills because I went to an in-network facility for a procedure. It's not my fault I happened to get a doctor that was out-of-network.

Contact your insurance company for the explanation of benefits to find out how much of the medical bill was paid by them. Then you have proof that the bill was paid. If your insurance company says they never submitted a bill, and the doctor/lab/radiologist etc. had your insurance info, they cannot come after you for payment.

If they are in network with your insurance company, they are required, through their contract with your insurance company, to accept the insurance payment as payment in full for services rendered. They are not supposed to "balance bill" you. You can ask your insurance company about this.

Call medicare and see if they can walk you through some of your problem.
Respond to this report!
What's this?
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.



Ripoff Report Legal Directory